4524 Westchester Dr, Waco, TX 76710 Property Records

McLennan County property record for 4524 Westchester Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,633 sqft · built 1972
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$309,557 (Jul 2022)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-045105-004000-1`

Property Details

APN / Parcel Number

Primary APN	`48-045105-004000-1`
Alternative APNs	`4804510500400010111` `197590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	1,633 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	80 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	546 sqft
Driveway	Concrete Driveway
Driveway Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	276 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4524 WESTCHESTER DR
City	WACO
State	TX
Zip	76710-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WINDMILL HILL LOT 3 BLOCK F ACRES .101
Legal Subdivision	WINDMILL HILL
Legal Block	F
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3011
Census Tract	2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4524 WESTCHESTER DR, WACO, TX 76710-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Jul 7, 2016
Deed Document Number	202230419
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 25, 2022
Property Address	4524 WESTCHESTER DR, WACO, TX 76710-1333
Document Number	0000030419
Map Reference	VOL 1101 PG 64
Instrument Date	Jul 22, 2022
Instrument	2022030419
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4312 S 31ST ST # ST210, 4312, TEMPLE, TX 76502-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5503 KINGMAN ST, WACO, TX 76710-5740

Mortgage

Document Number	0000030420
Date	Jul 25, 2022
Instrument	2022030420

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,243 (-0.28%) Land $42,636 Building $244,607	$287,243 (-0.28%) Land $42,636 Building $244,607
2025	$4,444.00 (-14.96%) Homeowner's exemption	$288,050 (+3.38%) Land $38,760 Building $249,290	$288,050 (+3.38%) Land $38,760 Building $249,290
2024	$5,226.00 (+12.48%)
2023		$278,620 Land $38,760 Building $239,860	$278,620 Land $38,760 Building $239,860
2022	$4,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20