4520 Ensenada Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4520 Ensenada Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,172 sqft · built 2018
Lot Size	0.2 acres (8,716 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,001 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer + 3 more
APN	`E651000000001400`

Property Details

APN / Parcel Number

Primary APN	`E651000000001400`
Alternative APN	`1126751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	2,172 sqft
Flooring	Tile

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,716 sqft (0.2 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	72 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4520 ENSENADA AVE
City	MCALLEN
State	TX
Zip	78504-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENSENADA AT TRES LAGOS LOT 14
Legal Subdivision	ENSENADA AT TRES LAGOS - SEB
Legal Block	1
Legal Lot Number	14
Jurisdiction	HIDALGO TX
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1000
Census Tract	24131

Owner

4520 Ensenada Ave is owned and occupied by two individuals who acquired it in January 2024.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Transfer on Death Deed, Transfer
Feb 14, 2024	Gift Deed, Transfer
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE HOUSE LARIBA
Sep 16, 2022	Warranty Deed, Transfer CAPITAL TITLE
Feb 28, 2019	Warranty Deed, Subdivision Related Transfer AMERICAN FIN HOUSE/LARIBA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022
Deed Sale	Sep 16, 2022
Prior Sale	Jun 25, 2021
Deed Document Number	20223380654
Last Transfer Date	Jan 22, 2024
Transfer Doc	0003522529
Record Updated	Oct 29, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HIDALGO TX
Recording Date	Feb 14, 2024
Property Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727
Document Number	0003522503
Map Reference	FILE 2821592
Instrument Date	Jan 22, 2024
Instrument	3522503
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727

February 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HIDALGO TX
Recording Date	Feb 14, 2024
Property Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727
Document Number	0003522529
Map Reference	FILE 2821592
Instrument Date	Jan 22, 2024
Instrument	3522529
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	SAN JACINTO TTL SVCS MCALLEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003142754
Date	Aug 27, 2020
Instrument	3142754

Lender

Name	AMERICAN FINANCE HOUSE LARIBA
Type	Mortgage Company
Address	WHITTIER, CA 90603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Sep 16, 2022
Property Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727
Document Number	0003380654
Map Reference	FILE 2821592
Instrument Date	Sep 16, 2022
Instrument	3380654
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4800 ENSENADA AVE, MCALLEN, TX 78504-0687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Feb 28, 2019
Property Address	4520 ENSENADA AVE, MCALLEN, TX 78504-9727
Document Number	0002991469
Instrument Date	Feb 22, 2019
Instrument	2991469
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2019
Title Company	SAN JACINTO TITLE SERVICES, SAN JACINTO TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4520 ENSENADA AVE MCALLEN TX 785049727, MCALLEN, TX 78504-9727

Mortgage

Document Number	2991470
Date	Feb 28, 2019
Instrument	2991470

Lender

Name	AMERICAN FIN HOUSE/LARIBA
Type	Funding / Finance Company
Address	15141 WHITTIER BLVD # 400, WHITTIER, CA 90603-2165

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 27, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4520 Ensenada Ave was $6,001 with exemptions applied, down 11.5% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,438 (-0.94%) Land $82,798 Building $253,640	$336,438 (-0.94%) Land $82,798 Building $253,640
2025	$6,001.00 (-11.52%)	$339,622 Land $82,798 Building $256,824	$339,622 Land $82,798 Building $256,824
2024	$6,782.00 (-29.32%)
2023	$9,596.00 (+26.1%)	$387,501 Land $82,798 Building $304,703	$387,501 Land $82,798 Building $304,703
2022	$7,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4520 Ensenada Ave; 37 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4520 Ensenada Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARYLAND WSC serves 68,562 people · EPA ID TX1080033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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