4528 Ensenada Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4528 Ensenada Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,726 sqft · built 2018
Lot Size	0.267 acres (11,674 sqft)
Owner	2 Individuals on Record
Tax Bill	$9,678 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Mortgage
APN	`E651000000001600`

Property Details

APN / Parcel Number

Primary APN	`E651000000001600`
Alternative APN	`1126753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,726 sqft Living Area
1st Floor Area	2,726 sqft
Utility Area	120 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.267 acres)
Garage Area	5,585 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	104 sqft
Patio Area	270 sqft
Canopy	6,505 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	E651000000001600
Street Address	4528 ENSENADA AVE
City	MCALLEN
State	TX
Zip	78504-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENSENADA AT TRES LAGOS LOT 16
Legal Subdivision	ENSENADA AT TRES LAGOS - SEB
Legal Lot Number	16
Jurisdiction	HIDALGO TX
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1000
Census Tract	24131

Owner

Source: Hidalgo County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	11015 N 36TH LN APT 2, 2, MCALLEN, TX 78504-6783
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2018
Deed Sale	Aug 22, 2018
Prior Sale	Jun 6, 2018
Deed Document Number	2943646
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4528 ENSENADA AVE, MCALLEN, TX 78504-9727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003163740
Date	Nov 5, 2020
Instrument	3163740

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Aug 22, 2018
Property Address	4528 ENSENADA AVE, MCALLEN, TX 78504-9727
Document Number	0002943646
Instrument Date	Aug 17, 2018
Instrument	2943646
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2019
Title Company	CHARGE SAN JACINTO TITLE SERVICES, CHARGE SAN JACINTO TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4528 ENSENADA AVE MCALLEN TX 785049727, MCALLEN, TX 78504-9727

Mortgage

Document Number	2943647
Date	Aug 22, 2018
Instrument	2943647

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,329 (+3.62%) Land $110,918 Building $429,411	$540,329 (+3.62%) Land $110,918 Building $429,411
2024	$9,678.00 (-25.06%)
2023	$12,914.00 (+26.1%)	$521,450 Land $110,918 Building $410,532	$521,450 Land $110,918 Building $410,532
2022	$10,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARYLAND WSC serves 68,562 people · EPA ID TX1080033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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