4512 Ensenada Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4512 Ensenada Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,729 sqft · built 2020
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on File
Last Sale	$291,100 (Dec 2019)
Deeds & Mortgages	May 2021 Mortgage Dec 2019 Construction Loan + 1 more
APN	`E651000000001200`

Property Details

APN / Parcel Number

Primary APN	`E651000000001200`
Alternative APN	`1126749`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	2,303 sqft
1st Floor Area	1,729 sqft
Utility Area	120 sqft
Flooring	Tile

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,198 sqft (0.188 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	134 sqft
Patio Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4512 ENSENADA AVE
City	MCALLEN
State	TX
Zip	78504-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENSENADA AT TRES LAGOS LOT 12
Legal Subdivision	ENSENADA AT TRES LAGOS - SEB
Legal Block	1
Legal Lot Number	12
Jurisdiction	HIDALGO TX
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1000
Census Tract	24131

Owner

4512 Ensenada Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4512 ENSENADA AVE, MCALLEN, TX 78504-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 12, 2019	Vendor's Lien, Subdivision Related Transfer · Construction Mortgage LONE STAR NATIONAL BANK
Jul 15, 2019	Loan Modification, Mortgage PLAINSCAPITAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Deed Document Number	20193071239
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0003071239
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4512 ENSENADA AVE, MCALLEN, TX 78504-9727
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	SAN JACINTO TITLE SVCS-MCALLEN, SAN JACINTO TTL SVCS MCALLEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003225048
Date	May 19, 2021
Instrument	3225048

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Dec 12, 2019
Property Address	4512 ENSENADA AVE, MCALLEN, TX 78504-9727
Document Number	0003071239
Map Reference	DOC 2821592
Instrument Date	Nov 26, 2019
Instrument	3071239
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2021
Title Company	SAN JACINTO TTL SVCS MCALLEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3419 W ALBERTA RD, 3419, EDINBURG, TX 78539-8465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 JOY ST, EDINBURG, TX 78539-6021
Investor	Possibly a Property Investor

Mortgage

Document Number	0003071240
Date	Dec 12, 2019
Instrument	3071240

Lender

Name	LONE STAR NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Nov 26, 2020

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	4512 ENSENADA AVE, MCALLEN, TX 78504-9727
Document Number	0003032330
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3419 W ALBERTA RD EDINBURG TX 785398465, EDINBURG, TX 78539-8465

Mortgage

Document Number	0003032330
Date	Jul 19, 2019
Instrument	3032330

Lender

Name	PLAINSCAPITAL BK
Type	Bank
Address	MCALLEN, TX 78504

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 18, 2020

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,271 (-1.34%) Land $77,877 Building $214,394	$292,271 (-1.34%) Land $77,877 Building $214,394
2025		$296,237 Land $77,877 Building $218,360	$296,237 Land $77,877 Building $218,360
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$333,818 Land $77,877 Building $255,941	$333,818 Land $77,877 Building $255,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4512 Ensenada Ave; 37 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4512 Ensenada Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARYLAND WSC serves 68,562 people · EPA ID TX1080033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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