4516 21st St, Lubbock, TX 79407 Property Records

Lubbock County property record for 4516 21st St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,757 sqft · built 1948
Lot Size	0.398 acres (17,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,124 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`R61306`

Property Details

APN / Parcel Number

Primary APN	`R61306`
Alternative APN	`R1237000000200017000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,757 sqft Living Area
Gross Area	3,303 sqft
1st Floor Area	2,757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,340 sqft (0.398 acres)
Lot Dimensions	170 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	546 sqft

Location & Zoning

Street Address	4516 21ST ST
City	LUBBOCK
State	TX
Zip	79407-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAIN TERRACE BLK 2 L 17
Legal Subdivision	CAIN TERRACE
Legal Block	2
Legal Lot Number	17
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1008
Census Tract	1601

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4516 21ST ST, LUBBOCK, TX 79407-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY BANK
Jun 21, 2022	Warranty Deed, Transfer TRUE TITLE PARTNERS, TRU TITLE PARTNERS
Apr 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 7, 2020	Deed of Trust, Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022
Deed Sale	Jun 21, 2022
Prior Sale	Mar 27, 2001
Deed Document Number	202230189
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4516 21ST ST, LUBBOCK, TX 79407-2513
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032726
Date	Aug 27, 2018
Instrument	2018032726

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 21, 2022
Property Address	4516 21ST ST, LUBBOCK, TX 79407-2513
Document Number	0000030189
Map Reference	VOL 321 PG 504
Instrument Date	Jun 20, 2022
Instrument	2022030189
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	TRUE TITLE PARTNERS, TRU TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 21ST ST, LUBBOCK, TX 79407-2513

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	Apr 7, 2022
Property Address	4516 21ST ST, LUBBOCK, TX 79407-2513
Document Number	0000016723
Map Reference	VOL 451 PG 334
Instrument Date	Apr 1, 2022
Instrument	2022016723
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 COUNTY ROAD 7640, LUBBOCK, TX 79424-1175

Mortgage

Document Number	0000016632
Date	Apr 7, 2022
Instrument	2022016632

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4516 21ST ST, LUBBOCK, TX 79407-2513
Document Number	0000056780
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE/OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4516 21ST ST LUBBOCK TX 794072513, LUBBOCK, TX 79407-2513

Mortgage

Document Number	0000056780
Date	Dec 14, 2020
Instrument	56780

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,124.00 (+5.46%)	$346,129 (+6.33%) Land $55,000 Building $291,129	$346,129 (+6.33%) Land $55,000 Building $291,129
2024	$5,807.00 (-4.03%)
2023	$6,051.00 (+61.53%) Homeowner's exemption	$325,535 Land $19,380 Building $306,155	$325,535 Land $19,380 Building $306,155
2022	$3,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1983–2016)
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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