452 Strafer St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 452 Strafer St, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 3,000 sqft · built 2012
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Jun 2026)
Tax Bill$4,764 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN028-0006-0255-00

Property Details

APN / Parcel Number

Primary APN028-0006-0255-00
Alternative APN
  • 0011088

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,000 sqft Living Area
Gross Area3,764 sqft
1st Floor Area1,040 sqft
2nd Floor Area1,040 sqft
Basement Area1,684 sqft
Finished Basement920 sqft
Unfinished Basement764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,614 sqft (0.06 acres)
Lot Width26 ft Width
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address452 STRAFER ST
CityCINCINNATI
StateOH
Zip45226-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal DescriptionSS STRAFER ST 0.060 AC LOT 13 COTTAGE HILL SUBPHASE II
Legal SubdivisionCOTTAGE HILL SUBPHASE II
Legal Lot Number13
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2011
Census Tract4703

Owner

452 Strafer St is owned and occupied by two individuals who bought it in June 2026.

Source: Hamilton County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address452 STRAFER ST, CINCINNATI, OH 45226-1112
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Jun 23, 2026Warranty Deed, Transfer · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Jan 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 1, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2026 · Amount on File
Deed SaleJun 23, 2026 · Amount on File
Prior SaleSep 1, 2023 · Amount on File
Deed Document Number202650196
Deed Book / Page15692 / 943
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateSep 4, 2026
Property Address452 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number0000073354
Book / Page15744 / 1300
Instrument DateAug 25, 2026
Instrument202673354
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 STRAFER ST, CINCINNATI, OH 45226-1112

Mortgage

Document Number0000073354,
DateSep 4, 2026
Book Page15744/1300
Instrument202673354
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 25, 2056
Interest
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 23, 2026
Property Address452 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number0000050196
Book / Page15692 / 943
Instrument DateMay 7, 2026
Instrument202650196
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address452 STRAFER ST, CINCINNATI, OH 45226-1112

Mortgage

Document Number0000050197,
DateJun 23, 2026
Instrument202650197
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address452 STRAFER ST, CINCINNATI, OH 45226-1112
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 STRAFER ST, CINCINNATI, OH 45226-1112

Mortgage

Document Number0000002789
DateJan 13, 2026
Book Page15581/223
Instrument2026-0002789
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 1, 2023
Property Address452 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number0000062228
Book / Page14992 / 1630
Map ReferenceMB 401 PG 30-32
Instrument DateJul 3, 2023
Instrument2023-0062228
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$743.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 STRAFER ST, CINCINNATI, OH 45226-1112

Mortgage

Document Number0000062229
DateSep 1, 2023
Instrument2023-0062229
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 452 Strafer St was $4,764, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,764.00 (+3.12%)$244,969 (-) Land $77,420 Building $167,549$699,910 Land $221,200 Building $478,710
2024$4,620.00 (-2.2%)$244,969 (-) Land $77,420 Building $167,549
2023$4,724.00 (+119.93%)$244,969 (+18.52%) Land $77,420 Building $167,549$699,910 Land $221,200 Building $478,710
2022$2,148.00 Homeowner's exemption$206,682 Land $31,521 Building $175,161
2020$590,520 Land $90,060 Building $500,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 452 Strafer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 452 Strafer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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