Hamilton County property record for 442 Strafer St, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,088 sqft · built 2011 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,500 (May 2017) |
| Tax Bill | $4,764 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-0006-0260-00 |
| Primary APN | 028-0006-0260-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,088 sqft Living Area |
| Gross Area | 3,608 sqft |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 1,308 sqft |
| Basement Area | 1,260 sqft |
| Finished Basement | 740 sqft |
| Unfinished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Width | 26 ft Width |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 442 STRAFER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | SS STRAFER ST 0.060 AC LOT 18 COTTAGE HILL SUB PHASE II |
| Legal Subdivision | COTTAGE HILL SUB PHASE II |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4703 |
Source: Hamilton County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK |
| May 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Prior Sale | Jul 1, 2011 · Amount on Record |
| Deed Document Number | 201743470 |
| Deed Book / Page | 13418 / 710 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 4, 2026 |
| Property Address | 442 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000033866 |
| Book / Page | 15658 / 1702 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 202633866 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 442 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000033866, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 15658/1702 |
| Instrument | 202633866 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 442 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000013060 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Address | 442 STRAFER ST CINCINNATI OH 452261112, CINCINNATI, OH 45226-1112 |
| Document Number | 0000013060 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 014100/000465 |
| Instrument | 13060 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 16, 2017 |
| Property Address | 442 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000003470 |
| Book / Page | 13418 / 00710 |
| Map Reference | MB 401 PG 30 |
| Instrument Date | May 5, 2017 |
| Instrument | 17-0043470 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,801.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000003471 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 17-0043471 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Number | 0000043472 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 13418/00732 |
| Instrument | 17-0043472 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 (+3.12%) | $242,767 (-) Land $77,420 Building $165,347 | $693,620 (-) Land $221,200 Building $472,420 |
| 2024 | $4,620.00 (-2.2%) | $242,767 (-) Land $77,420 Building $165,347 | |
| 2023 | $4,724.00 (+43.5%) | $242,767 (+1.32%) Land $77,420 Building $165,347 | $693,620 (+1.32%) Land $221,200 Building $472,420 |
| 2022 | $3,292.00 Homeowner's exemption | $239,600 Land $31,521 Building $208,079 | |
| 2020 | $684,570 Land $90,060 Building $594,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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