Hamilton County property record for 446 Strafer St, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,064 sqft · built 2011 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $728,500 (Jul 2025) |
| Tax Bill | $4,764 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage May 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-0006-0258-00 |
| Primary APN | 028-0006-0258-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Width | 26 ft Width |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 446 STRAFER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SS STRAFER ST 0.060 AC LOT 16 COTTAGE HILL SUB PHASE II |
| Legal Subdivision | COTTAGE HILL SUB |
| Legal Phase | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4703 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 446 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2018 | Warranty Deed, Transfer · ARM PNC BANK NA |
| May 21, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage WATCH HILL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 2025-0049681 |
| Deed Book / Page | 15449 / 5 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 20, 2018 |
| Property Address | 446 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000002885 |
| Map Reference | MB401 PG30 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 18-0052885 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000002886 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 18-0052886 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 21, 2018 |
| Property Address | 446 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Book / Page | 013672 / 001519 |
| Instrument Date | May 18, 2018 |
| Instrument | 43201 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 446 STRAFER ST CINCINNATI OH 452261112, CINCINNATI, OH 45226-1112 |
| Document Number | 0000043201 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 013672/001519 |
| Instrument | 43201 |
| Name | WATCH HILL BK |
|---|---|
| Address | CINCINNATI, OH 45226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 20, 2019 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 (+3.12%) | $211,306 (-) Land $77,420 Building $133,886 | |
| 2024 | $4,620.00 (-2.2%) | $211,306 (-) Land $77,420 Building $133,886 | |
| 2023 | $4,724.00 (+119.93%) | $211,306 (-1.83%) Land $77,420 Building $133,886 | $603,730 (-1.83%) Land $221,200 Building $382,530 |
| 2022 | $2,148.00 Homeowner's exemption | $215,250 Land $31,521 Building $183,729 | |
| 2020 | $615,000 Land $90,060 Building $524,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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