452 Lanham Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 452 Lanham Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,371 sqft · built 2021
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$296,185 (Oct 2021)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-529016-000740`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-529016-000740`
Alternative APN	`082826529016000740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,371 sqft Living Area
Gross Area	2,791 sqft
1st Floor Area	2,371 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,934 sqft (0.251 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	80 sqft

Location & Zoning

Street Address	452 LANHAM DR
City	WINTER HAVEN
State	FL
Zip	33881-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANCTUARY BY THE LAKE PHASE ONE PB 181 PG 1-5 LOT 74
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	SANCTUARY BY THE LAKE PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	74
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	13601

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 4, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
May 28, 2021	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	2021258783
Deed Book / Page	11922 / 1734
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 LANHAM DRIVEQ, WINTER HAVEN, FL 33881-9530

Mortgage

Document Number	0000108039
Date	May 9, 2024
Book Page	13110/1219
Instrument	2024108039

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Oct 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530

Mortgage

Document Number	0000175942
Date	Jul 28, 2023
Book Page	12780/712
Instrument	2023175942

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530

Mortgage

Document Number	0000142281
Date	May 24, 2022
Book Page	12267/876
Instrument	2022142281

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2051

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 4, 2021
Property Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000258783
Book / Page	11922 / 1734
Map Reference	MB 181 PG 1-5
Instrument Date	Sep 30, 2021
Instrument	2021258783
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,073.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DRB, LAKELAND, FL 33803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530

Mortgage

Document Number	0119221735
Date	Oct 4, 2021
Instrument	11922/1735

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 28, 2021
Property Address	452 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000139252
Book / Page	11735 / 1591
Map Reference	MB 181 PG 1-5
Instrument Date	May 27, 2021
Instrument	2021139252
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,112 (-2.48%) Land $52,000 Building $250,112	$302,112 (-2.48%) Land $52,000 Building $250,112
2025	$5,064.00 (+1.97%) Homeowner's exemption	$309,791 (+5.1%) Land $52,000 Building $257,791	$309,791 (-5.86%) Land $52,000 Building $257,791
2024	$4,966.00 (+2.43%)
2023	$4,848.00 (+2.54%) Homeowner's exemption	$294,762 (+3%)	$329,089 (+14.99%) Land $50,000 Building $279,089
2022	$4,728.00 Homeowner's exemption	$286,177 Land $50,000 Building $236,177	$286,177 Land $50,000 Building $236,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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