Polk County property record for 443 Lanham Dr, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,250 sqft · built 2021 |
| Lot Size | 0.258 acres (11,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,900 (Sep 2021) |
| Tax Bill | $4,825 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-08-529016-000940 |
| Primary APN | 26-28-08-529016-000940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 2,670 sqft |
| 1st Floor Area | 2,250 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,221 sqft (0.258 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 32 sqft |
| Street Address | 443 LANHAM DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANCTUARY BY THE LAKE PHASE ONE PB 181 PG 1-5 LOT 94 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | SANCTUARY BY THE LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13601 |
Source: Polk County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 443 LANHAM DR, WINTER HAVEN, FL 33881-9530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME SOLUTION LENDERS INC |
| Apr 22, 2021 | Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2021 · Amount on Record |
| Deed Document Number | 2021251636 |
| Deed Book / Page | 11911 / 23 |
| Last Transfer Date | Dec 16, 2024 |
| Transfer Doc | 0000288309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 443 LANHAM DR, WINTER HAVEN, FL 33881-9530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Title Company | INSURED TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 443 LANHAM DR, WINTER HAVEN, FL 33881-9530 |
| Document Number | 0000251637 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 11911/24 |
| Instrument | 2021251637 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | BARTOW, FL 33830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 22, 2021 |
| Property Address | 443 LANHAM DR, WINTER HAVEN, FL 33881-9530 |
| Document Number | 0000103450 |
| Book / Page | 11681 / 1151 |
| Map Reference | MB 181 PG 1-5 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021103450 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $392.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,825.00 (+1.88%) | $297,252 (+5.01%) Land $52,000 Building $245,252 | $297,252 (-5.8%) Land $52,000 Building $245,252 |
| 2024 | $4,736.00 (+2.44%) | ||
| 2023 | $4,623.00 (+2.57%) Homeowner's exemption | $283,064 (+3%) | $315,538 (+14.82%) Land $50,000 Building $265,538 |
| 2022 | $4,507.00 Homeowner's exemption | $274,819 Land $50,000 Building $224,819 | $274,819 Land $50,000 Building $224,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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