459 Lanham Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 459 Lanham Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,326 sqft · built 2022
Lot Size	0.239 acres (10,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2025)
Tax Bill	$5,886 (2025)
Deeds & Mortgages	Nov 2023 Sale Nov 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-529017-000900`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-529017-000900`
Alternative APN	`082826529017000900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,326 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	2,326 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,398 sqft (0.239 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	80 sqft

Location & Zoning

Street Address	459 LANHAM DR
City	WINTER HAVEN
State	FL
Zip	33881-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED APPEARS IN ERROR SANCTUARY BY THE LAKE PHASE TWO PB 183 PG 42-43 LOT 90
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	SANCTUARY BY THE LAKE PHASE TWO
Legal Phase	2
Legal Block	1
Legal Lot Number	90
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	13601

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1608 SAIL LN, KISSIMMEE, FL 34759-4864
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Warranty Deed, Transfer AMZ TITLE LLC
Nov 8, 2021	Warranty Deed, Construction Loan · Construction Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Nov 2, 2023 · Amount on Record
Deed Document Number	2025199225
Deed Book / Page	13674 / 1656
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 2, 2023
Property Address	459 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000259954
Book / Page	12896 / 1475
Map Reference	MB 183 PG 42&43
Instrument Date	Oct 27, 2023
Instrument	2023259954
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	AMZ TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,968.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4346 SPRING BLOSSOM DR, KISSIMMEE, FL 34746-2897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 4TH ST N STE 300, 300, SAINT PETERSBURG, FL 33702-4399

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 8, 2021
Property Address	459 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000290857
Book / Page	11971 / 2105
Map Reference	MB 183 PG 42&43
Instrument Date	Nov 1, 2021
Instrument	2021290857
Transaction Type	Construction Loan
Record Updated	Feb 5, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$406.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DRF, LAKELAND, FL 33803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7316 THOMAS JEFFERSON CIR E, BARTOW, FL 33830-9463

Mortgage

Document Number	0119712106
Date	Nov 8, 2021
Instrument	11971/2106

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,139 (-1.72%) Land $52,000 Building $252,139	$304,139 (-1.72%) Land $52,000 Building $252,139
2025	$5,886.00 (-3.19%)	$309,452 (-5.07%) Land $52,000 Building $257,452	$309,452 (-5.07%) Land $52,000 Building $257,452
2024	$6,080.00 (+11.58%)
2023	$5,449.00 (+461.17%) Homeowner's exemption	$325,990 (+551.98%) Land $50,000 Building $275,990	$325,990 (+551.98%) Land $50,000 Building $275,990
2022	$971.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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