Schenectady County and Schenectady City property record for 447 Fourth St, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,550 sqft Living Area |
| Lot Size | 6,000 sqft (0.137 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $91,000 (2018) |
| Tax Bill | $5,064.00 (2025) |
| Primary APN | 421500 48.52-2-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,550 sqft Living Area |
| 1st Floor | 1,180 sqft 1st Floor |
| Upper Floors | 370 sqft Upper Floors |
| Attic Area | 370 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,000 sqft (0.137 acres) |
| Depth X Width | 150 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch Area | 304 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 447 FOURTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AND 1O FT OF 171 1 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.52-2-22
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 447 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 19, 2018 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Prior Sale | Jan 10, 2008 · Amount on Record |
| Deed Doc Number | 201855478 |
| Deed Book / Page | 2002 / 255 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 447 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 447 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Document Number | 0000053430 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 5161/541 |
| Instrument | 202153430 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 19, 2018 |
| Property Address | 447 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Document Number | 0000055478 |
| Book / Page | 002002 / 000255 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 55478 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 FOURTH ST SCHENECTADY NY 123065017, SCHENECTADY, NY 12306-5017 |
| Document Number | 55480 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 004885/000119 |
| Instrument | 55480 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 18, 2048 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,064.00 (+4.82%) | $100,400 (-) Land $15,100 Building $85,300 | $166,253 (+30.82%) Land $25,004 Building $141,249 |
| 2023 | $100,400 (-) Land $15,100 Building $85,300 | $127,089 (+3.8%) Land $19,114 Building $107,975 | |
| 2022 | $100,400 Land $15,100 Building $85,300 | $122,439 Land $18,415 Building $104,024 | |
| 2021 | $4,831.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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