452 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 452 Elm St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,512 sqft · built 1950
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Mar 2020)
Tax Bill$4,635 (2024)
Deeds & MortgagesMar 2020 Sale & Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APNWINL M:33 B:64 L:6

Property Details

APN / Parcel Number

Primary APNWINL M:33 B:64 L:6
Alternative APNs
  • 00161700
  • 161700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,265 sqft (0.58 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number161700
Street Address452 ELM ST
CityWINDSOR LOCKS
StateCT
Zip06096-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block64
Legal Lot Number6
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group1
Census Block1009
Census Tract476200

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address452 ELM ST, WINDSOR LOCKS, CT 06096-1619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 25, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2020 · Amount on Record
Deed SaleMar 31, 2020 · Amount on Record
Prior SaleOct 5, 1993 · Amount on Record
Deed Document Number2020853210003
Deed Book / Page492 / 1048
Transfer Doc465-563
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateMar 31, 2020
Property Address452 ELM ST, WINDSOR LOCKS, CT 06096-1619
Document Number492-1048
Book / Page492 / 1048
Instrument DateMar 13, 2020
Instrument853210003
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address452 ELM ST, WINDSOR LOCKS, CT 06096-1619

Mortgage

Document Number853220015
DateMar 31, 2020
Instrument853220015
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINDSOR LOCKS CT
Recording DateApr 25, 2017
Property Address452 ELM ST, WINDSOR LOCKS, CT 06096-1619
Document Number465-563
Book / Page000465 / 000563
Instrument DateApr 21, 2017
Instrument62495
Transaction TypeTransfer
Record UpdatedMay 16, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193,200 (+64.38%) Land $57,960 Building $135,240$135,240 Land $40,572 Building $94,668
2024$4,635.00 (+40.16%)$117,530 (-) Land $49,070 Building $68,460
2023$3,307.00 (+8.93%)$117,530 (-) Land $49,070 Building $68,460
2022$3,036.00$117,530 Land $49,070 Building $68,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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