Windsor Locks Town property record for 443 Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,207 sqft · built 1952 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Mar 2026) |
| Tax Bill | $5,036 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:33 B:74 L:20 |
| Primary APN | WINL M:33 B:74 L:20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,207 sqft Living Area |
| Gross Area | 1,579 sqft |
| 1st Floor Area | 877 sqft |
| Attic | Attic |
| Attic Area | 825 sqft |
| Basement Area | 877 sqft |
| Unfinished Basement | 877 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 161500 |
|---|---|
| Street Address | 443 ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 74 |
| Legal Lot Number | 20 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 476300 |
Source: Windsor Locks Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 EMILY WAY, 4-201, SUFFIELD, CT 06078-2466 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on Record |
| Deed Sale | Mar 23, 2026 · Amount on Record |
| Prior Sale | Sep 7, 1995 · Amount on Record |
| Deed Book / Page | 553 / 987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Mar 23, 2026 |
| Property Address | 443 ELM ST, WINDSOR LOCKS, CT 06096-1604 |
| Document Number | 000553-987 |
| Book / Page | 553 / 987 |
| Instrument Date | Mar 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 EMILY WAY # 4-201, 4-201, SUFFIELD, CT 06078-2466 |
| Document Number | 2494510022 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2494510022 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 00553-1011 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 553/1011 |
| Instrument | 2494520003 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Apr 1, 2036 |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,930 (+59.52%) Land $55,090 Building $154,840 | $146,951 Land $38,563 Building $108,388 | |
| 2024 | $5,036.00 (+36%) | $131,600 (-) Land $45,010 Building $86,590 | |
| 2023 | $3,703.00 (+8.94%) | $131,600 (-) Land $45,010 Building $86,590 | |
| 2022 | $3,399.00 | $131,600 Land $45,010 Building $86,590 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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