Windsor Locks Town property record for 442 Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,026 sqft · built 1951 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $298,000 (Oct 2024) |
| Tax Bill | $4,712 (2024) |
| Deeds & Mortgages | Jan 2025 Transfer Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:33 B:64 L:8 |
| Primary APN | WINL M:33 B:64 L:8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 1,026 sqft |
| Unfinished Basement | 1,026 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 161400 |
|---|---|
| Street Address | 442 ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 64 |
| Legal Lot Number | 8 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 476200 |
Source: Windsor Locks Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 ELM ST, WINDSOR LOCKS, CT 06096-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 23, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Oct 9, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 19, 2021 | Deed of Trust, Mortgage · Balloon Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on Record |
| Deed Sale | Oct 9, 2024 · Amount on Record |
| Prior Sale | Oct 23, 2014 · Amount on Record |
| Deed Book / Page | 540 / 251 |
| Last Transfer Date | Jan 21, 2025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Jan 23, 2025 |
| Property Address | 442 ELM ST, WINDSOR LOCKS, CT 06096-1619 |
| Document Number | 000542-850 |
| Book / Page | 542 / 850 |
| Instrument Date | Jan 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 ELM ST, WINDSOR LOCKS, CT 06096-1619 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Oct 9, 2024 |
| Property Address | 442 ELM ST, WINDSOR LOCKS, CT 06096-1619 |
| Document Number | 000540-251 |
| Book / Page | 540 / 251 |
| Instrument Date | Oct 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 442 ELM ST, WINDSOR LOCKS, CT 06096-1619 |
| Document Number | 1971080014 |
|---|---|
| Date | Oct 9, 2024 |
| Instrument | 1971080014 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 442 ELM ST, WINDSOR LOCKS, CT 06096-1619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 504-145 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 504/145 |
| Instrument | 920330016 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,420 (+72.46%) Land $67,270 Building $129,150 | $137,494 Land $47,089 Building $90,405 | |
| 2024 | $4,712.00 (+47.02%) | $113,890 (-) Land $58,310 Building $55,580 | |
| 2023 | $3,205.00 (+8.94%) | $113,890 (-) Land $58,310 Building $55,580 | |
| 2022 | $2,942.00 | $113,890 Land $58,310 Building $55,580 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures