452 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 452 el Monte Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 848 sqft · built 1952
Lot Size0.177 acres (7,700 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Jan 2022)
Tax Bill$8,465 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN487-060-20-00

Property Details

APN / Parcel Number

Primary APN487-060-20-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area848 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area7,700 sqft (0.177 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address452 EL MONTE RD
CityEL CAJON
StateCA
Zip92020-3024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 77 TR 002740
Legal SubdivisionSUNNYSLOPE HEIGHTS
Legal Tract002740
Legal Block1
Legal Lot Number77
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1017
Census Tract16100

Owner

Source: San Diego County assessment roll, APN 487-060-20-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address452 EL MONTE RD, EL CAJON, CA 92020-3024
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 15, 2019Grant Deed, Transfer · Conventional Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number202214331
Prior Transfer DateAug 21, 2014
Prior Transfer Doc0000380551
Record UpdatedSep 20, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 11, 2022
Property Address452 EL MONTE RD, EL CAJON, CA 92020-3024
Document Number0000014331
Map ReferenceMAP 2740
Instrument DateDec 17, 2021
Instrument2022-0014331
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address452 EL MONTE RD, EL CAJON, CA 92020-3024

Mortgage

Document Number0000014332
DateJan 11, 2022
Instrument2022-0014332
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 15, 2019
Property Address452 EL MONTE RD, EL CAJON, CA 92020-3024
Document Number0000463208
Instrument DateAug 30, 2019
Instrument463208
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyFull Value
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address452 BL MONTE RD EL CAJON CA 92020, EL CAJON, CA 92020

Mortgage

Document Number463209
DateOct 15, 2019
Instrument463209
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$627,809 (+2%) Land $408,075 Building $219,734
2025$8,465.00 (+8.94%)$615,500 (+8.75%) Land $400,074 Building $215,426
2023$7,770.00 (+46.03%)$566,000 Land $367,000 Building $199,000
2022$5,321.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730161001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 388 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: California Internet, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on el Monte Rd

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