San Diego County property record for 470 el Monte Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1952 |
| Lot Size | 0.17 acres (7,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Oct 2009) |
| Tax Bill | $4,330 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 487-060-22-00 |
| Primary APN | 487-060-22-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,400 sqft (0.17 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 470 EL MONTE RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 75 TR 002740 |
| Legal Subdivision | SUNNYSLOPE HEIGHTS |
| Legal Tract | 002740 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 16100 |
Source: San Diego County records · APN 487-060-22-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 EL MONTE RD, EL CAJON, CA 92020-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Dec 06, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2009 · Amount on Record |
| Deed Sale | Oct 12, 2009 · Amount on Record |
| Prior Sale | Jun 18, 2009 · Amount on Record |
| Deed Document Number | 2009564474 |
| Prior Transfer Date | Feb 16, 2007 |
| Prior Transfer Doc | 0000111224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 470 EL MONTE RD, EL CAJON, CA 92020-3024 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 470 EI MONTE RD, EL CAJON, CA 92020-3024 |
| Document Number | 0000720516 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-0720516 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 470 EL MONTE RD, EL CAJON, CA 92020-3024 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000087740 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020-0087740 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 06, 2017 |
| Property Address | 470 EL MONTE RD, EL CAJON, CA 92020-3024 |
| Document Number | 0000566574 |
| Map Reference | MAP2740 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 2017-0566574 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 470 EL MONTE RD, EL CAJON, CA 92020-3024 |
| Document Number | 0000566575 |
|---|---|
| Date | Dec 06, 2017 |
| Instrument | 2017-0566575 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $296,224 (+2%) Land $131,654 Building $164,570 | |
| 2025 | $4,330.00 (+3.07%) Homeowner's exemption | $290,417 (+4.04%) Land $129,073 Building $161,344 |
| 2023 | $4,201.00 (+2.29%) Homeowner's exemption | $279,142 Land $124,062 Building $155,080 |
| 2022 | $4,107.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 388 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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