San Diego County property record for 428 el Monte Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1952 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,000 (Feb 2005) |
| Tax Bill | $7,078 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 487-060-18-00 |
| Primary APN | 487-060-18-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Gravel |
| Lot Area | 6,800 sqft (0.156 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 EL MONTE RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 79 TR 002740 |
| Legal Subdivision | SUNNYSLOPE HEIGHTS |
| Legal Tract | 002740 |
| Legal Block | 1 |
| Legal Lot Number | 79 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 16100 |
428 el Monte Rd is owned by two individuals who bought it in February 2005.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1312 ONEIDA ST, DENVER, CO 80220-2947 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2005 · Amount on File |
| Deed Sale | Feb 25, 2005 · Amount on File |
| Prior Sale | Jan 22, 1993 · Amount on File |
| Deed Document Number | 2005157183 |
| Prior Transfer Date | Dec 20, 1999 |
| Prior Transfer Doc | 0000020648 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 428 el Monte Rd was $7,078.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $565,823 (+2%) Land $466,308 Building $99,515 | |
| 2025 | $7,078.00 | $554,729 Land $457,165 Building $97,564 |
| 2023 | $7,339.00 (+1.48%) | $533,189 Land $439,413 Building $93,776 |
| 2022 | $7,232.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 428 el Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 el Monte Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile.
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