4517 Useppa Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4517 Useppa Dr, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,736 sqft · built 2001
Lot Size	0.211 acres (9,183 sqft)
Owner	2 Individual Names on File
Last Sale	$249,300 (Nov 2001)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16977-2700-9`

Property Details

APN / Parcel Number

Primary APN	`16977-2700-9`
Alternative APN	`3518091697727009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,736 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	2,736 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,183 sqft (0.211 acres)
Lot Dimensions	131 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	810 sqft
Porch	Screened Porch
Porch Area	222 sqft
Patio Area	810 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4517 USEPPA DR
City	BRADENTON
State	FL
Zip	34203-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 233 SABAL HARBOUR PHASE VI PI#16977.2700/9
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	SABAL HARBOUR PHASE VI
Legal Tract	01697707
Legal Lot Number	233
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2014
Census Tract	804

Owner

Source: Manatee County records · APN 16977-2700-9

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4517 USEPPA DR, BRADENTON, FL 34203-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2001 · Amount on Record
Deed Sale	Nov 02, 2001 · Amount on Record
Deed Book / Page	1710 / 1005
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4517 USEPPA DR, BRADENTON, FL 34203-3140
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 USEPPA DR, BRADENTON, FL 34203-3140

Mortgage

Document Number	202141104069
Date	Aug 05, 2021
Instrument	202141104069

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,336 (+2.7%)	$536,408 (-1.08%) Land $48,450 Building $487,958
2025	$3,124.00 (+3.51%) Homeowner's exemption	$225,254 (+5.99%)	$542,249 (-1.14%) Land $48,450 Building $493,799
2024	$3,018.00 (+2.13%)
2023	$2,955.00 (+3.29%) Homeowner's exemption	$212,530 (+3%)	$548,514 (+14.66%) Land $48,450 Building $500,064
2022	$2,861.00 Homeowner's exemption	$206,340	$478,397 Land $47,500 Building $430,897

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 380 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.