4504 Useppa Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4504 Useppa Dr, Bradenton, FL 34203

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,736 sqft · built 2001
Lot Size0.34 acres (14,824 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Dec 2025)
Tax Bill$8,368 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16977-2475-9

Property Details

APN / Parcel Number

Primary APN16977-2475-9
Alternative APN
  • 3518091697724759

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,736 sqft Living Area
Gross Area3,392 sqft
1st Floor Area2,736 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,824 sqft (0.34 acres)
View / LotStandard
Garage TypeAttached
Garage Area434 sqft
Parking Spaces2 Parking Spaces
Pool Area392 sqft
PorchScreened Porch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address4504 USEPPA DR
CityBRADENTON
StateFL
Zip34203-3139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 188 SABAL HARBOUR PHASE VI PI#16977.2475/9
Legal Range18E
Legal Township35S
Legal Section09
Legal SubdivisionSABAL HARBOUR PHASE VI
Legal Tract01697707
Legal Block2
Legal Lot Number188
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group2
Census Block2011
Census Tract804

Owner

Source: Manatee County records · APN 16977-2475-9

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4504 USEPPA DR, BRADENTON, FL 34203-3139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Special Warranty Deed, Transfer · Conventional Mortgage
COLONIAL MORTGAGE CORPORATION
Jun 30, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Prior SaleMay 12, 2025 · Amount on Record
Deed Document Number2025154085
Record UpdatedSep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateDec 29, 2025
Property Address4504 USEPPA DR, BRADENTON, FL 34203-3139
Document Number0041154085
Map ReferenceMB 36 PG 180-185
Instrument DateDec 10, 2025
Instrument202541154085
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyENTRA TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 S FRANKLIN ST, TITUSVILLE, PA 16354-2146

Transferred To (Grantee/Buyer)

NameVerified Name
Address4504 USEPPA DR, BRADENTON, FL 34203-3139

Mortgage

Document Number0041154086
DateDec 29, 2025
Instrument202541154086
Lender
NameCOLONIAL MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJun 30, 2023
Property Address4504 USEPPA DR, BRADENTON, FL 34203-3139
Document Number0041070792
Map ReferenceMB 36 PG 180-185
Instrument DateJun 30, 2023
Instrument202341070792
Transaction TypeTransfer
Record UpdatedJul 19, 2023
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,326.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 E MEDDERS DR, ANNISTON, AL 36206-2607

Transferred To (Grantee/Buyer)

NameVerified Name
Address4504 USEPPA DR, BRADEN RIVER, FL 34203-3139

Mortgage

Document Number0041070793
DateJun 30, 2023
Instrument202341070793
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address4504 USEPPA DR, BRADENTON, FL 34203-3139
Document Number0041022392
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4504 USEPPA DR BRADENTON FL 342033139, BRADENTON, FL 34203-3139

Mortgage

Document Number0041022392
DateMar 02, 2020
Instrument41022392
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,368.00 (-1.32%)$546,969 (+78.55%) Land $43,350 Building $503,619$546,969 (-1.72%) Land $43,350 Building $503,619
2024$8,480.00 (+94.76%)
2023$4,354.00 (+2.91%) Homeowner's exemption$306,346 (+3%)$556,532 (+15.52%) Land $43,350 Building $513,182
2022$4,231.00 Homeowner's exemption$297,423$481,776 Land $42,500 Building $439,276

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims6 (1998–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 380 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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