4527 Useppa Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4527 Useppa Dr, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,528 sqft · built 2001
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (May 2001)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16977-1600-9`

Property Details

APN / Parcel Number

Primary APN	`16977-1600-9`
Alternative APN	`3518091697716009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,528 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	2,528 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,932 sqft (0.228 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4527 USEPPA DR
City	BRADENTON
State	FL
Zip	34203-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 96 SABAL HARBOUR PHASE III PI#16977.1600/9
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	SABAL HARBOUR PHASE III
Legal Tract	01697702
Legal Lot Number	96
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2014
Census Tract	804

Owner

Source: Manatee County records · APN 16977-1600-9

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4527 USEPPA DR, BRADENTON, FL 34203-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2001 · Amount on Record
Deed Sale	May 03, 2001 · Amount on Record
Deed Book / Page	1678 / 6954
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4527 USEPPA DR, BRADENTON, FL 34203-3140
Transaction Type	Mortgage
Record Updated	Feb 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4527 USEPPA DR, BRADEN RIVER, FL 34203-3140

Mortgage

Document Number	0041006713
Date	Jan 23, 2023
Instrument	202341006713

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2053

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,422 (+2.7%)	$508,836 (-1.02%) Land $48,450 Building $460,386
2025	$2,885.00 (+3.59%) Homeowner's exemption	$208,785 (+5.99%)	$514,068 (-1.01%) Land $48,450 Building $465,618
2024	$2,785.00 (+2.28%)
2023	$2,723.00 (+3.38%) Homeowner's exemption	$196,991 (+3%)	$519,298 (+14.62%) Land $48,450 Building $470,848
2022	$2,634.00 Homeowner's exemption	$191,253	$453,052 Land $47,500 Building $405,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 380 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.