St. Mary's County property record for 45162 Smiths Ln, Callaway, MD 20620
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,260 sqft · built 2006 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (May 2006) |
| Tax Bill | $3,690 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-031213 |
| Primary APN | 02-031213 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,260 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 94,525 sqft (2.17 acres) |
| Garage Type | Mixed |
| Garage Area | 1,104 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 424 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 031213 |
|---|---|
| Street Address | 45162 SMITHS LN |
| City | CALLAWAY |
| State | MD |
| Zip | 20620-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 3 PLAT 35/27 IRVINGS PLACE SUBD |
| Legal Subdivision | IRVINGS PLACE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 876102 |
45162 Smiths Ln is owned and occupied by two individuals who bought it in May 2006.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45162 SMITHS LN, CALLAWAY, MD 20620-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2006 · Amount on File |
| Deed Sale | May 9, 2006 · Amount on File |
| Prior Sale | Nov 3, 1993 · Amount on File |
| Deed Document Number | 20063564 |
| Deed Book / Page | 2771 / 636 |
| Transfer Doc | 0830000096 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 45162 Smiths Ln was $3,690 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,933 | $475,000 Land $120,800 Building $354,200 | |
| 2025 | $3,690.00 Homeowner's exemption | ||
| 2023 | $3,432.00 Homeowner's exemption | $357,267 | $425,400 Land $115,000 Building $310,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45162 Smiths Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45162 Smiths Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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