St. Mary's County property record for 45161 Smiths Ln, Callaway, MD 20620
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,848 sqft · built 1993 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,556 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-031256 |
| Primary APN | 02-031256 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 98,446 sqft (2.26 acres) |
| Porch | Slab |
| Porch Area | 468 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 031256 |
|---|---|
| Street Address | 45161 SMITHS LN |
| City | CALLAWAY |
| State | MD |
| Zip | 20620-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 1 PLAT 35/27 IRVINGS PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 876102 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45161 SMITHS LN, CALLAWAY, MD 20620-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2007 |
| Deed Sale | Apr 12, 2007 |
| Prior Sale | Apr 12, 2007 |
| Deed Document Number | 20072705 |
| Deed Book / Page | 2982 / 233 |
| Prior Transfer Date | Mar 29, 2007 |
| Prior Transfer Doc | 0029820228 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,300 (+2.59%) | $345,900 (+7.76%) Land $121,300 Building $224,600 | |
| 2025 | $3,556.00 (+8.41%) | $321,000 (+8.74%) Land $115,500 Building $205,500 | $321,000 (-) Land $115,500 Building $205,500 |
| 2023 | $3,280.00 | $295,200 | $321,000 Land $115,500 Building $205,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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