St. Mary's County property record for 45110 Smiths Ln, Callaway, MD 20620
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,544 sqft · built 1969 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,590 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-017873 |
| Primary APN | 02-017873 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,544 sqft Total Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 36,590 sqft (0.84 acres) |
| Deck Area | 413 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 017873 |
|---|---|
| Street Address | 45110 SMITHS LN |
| City | CALLAWAY |
| State | MD |
| Zip | 20620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 36,590 SQ FT OFF MD RT 249 IRVINGS PLACE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 876102 |
45110 Smiths Ln is owned by two individuals who acquired it in October 2009.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 226, CALLAWAY, MD 20620-0226 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2009 |
| Transfer Doc | 0033610096 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 45110 Smiths Ln was $2,590.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,767 (+3.6%) | $254,300 (+10.81%) Land $112,900 Building $141,400 | |
| 2025 | $2,590.00 | $229,500 Land $107,000 Building $122,500 | $229,500 Land $107,000 Building $122,500 |
| 2023 | $2,428.00 | $214,633 | $229,500 Land $107,000 Building $122,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45110 Smiths Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45110 Smiths Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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