4516 Rustling Woods Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4516 Rustling Woods Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,048 sqft · built 2002
Lot Size	0.959 acres (41,774 sqft)
Owner	2 Trust Names on File
Last Sale	$530,000 (Jun 2014)
Tax Bill	$6,259 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4614-49-2524`

Property Details

APN / Parcel Number

Primary APN	`4614-49-2524`
Alternative APNs	`461406492524` `252169` `311616` `79694`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,048 sqft Living Area
Attic	Attic
Attic Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	41,774 sqft (0.959 acres)
Garage Area	960 sqft
Storage Building	192 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	311616
Street Address	4516 RUSTLING WOODS DR
City	DENVER
State	NC
Zip	28037-5480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#280 LOT SAILVIEW SUB
Legal Subdivision	SAILVIEW
Legal Lot Number	280
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2004
Census Tract	71203

Owner

4516 Rustling Woods Dr is owner-occupied and held in a trust since July 2025.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4516 RUSTLING WOODS DR, DENVER, NC 28037-5480
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2014 · Amount on File
Deed Sale	Jun 30, 2014 · Amount on File
Prior Sale	May 10, 2006 · Amount on File
Deed Document Number	2014522385
Deed Book / Page	2464 / 276
Last Transfer Date	Jul 31, 2025
Transfer Doc	0000342895
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4516 RUSTLING WOODS DR, DENVER, NC 28037-5480
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	NATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3065352
Date	Jul 23, 2021
Book Page	3065/352
Instrument	635556

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4516 RUSTLING WOODS DR, DENVER, NC 28037-5480
Document Number	286538
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 RUSTLING WOODS DR DENVER NC 280375480, DENVER, NC 28037-5480

Mortgage

Document Number	286538
Date	Nov 27, 2019
Book Page	002865/000038
Instrument	601164

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 26, 2039

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4516 RUSTLING WOODS DR, DENVER, NC 28037-5480
Document Number	2796798
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 RUSTLING WOODS DR DENVER NC 280375480, DENVER, NC 28037-5480

Mortgage

Document Number	2796798
Date	Feb 12, 2019
Book Page	002796/000798
Instrument	588671

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 11, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4516 Rustling Woods Dr was $6,259, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,259.00 (+0.63%)	$1,005,054 (-) Land $102,000 Building $903,054	$1,005,054 (-) Land $102,000 Building $903,054
2025	$6,220.00	$1,005,054 Land $102,000 Building $903,054	$1,005,054 Land $102,000 Building $903,054
2023	$6,180.00	$1,005,054 Land $102,000 Building $903,054	$1,005,054 Land $102,000 Building $903,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4516 Rustling Woods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4516 Rustling Woods Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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