4498 Rustling Woods Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4498 Rustling Woods Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,420 sqft · built 2006
Lot Size	0.554 acres (24,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$915,000 (Aug 2024)
Tax Bill	$5,321 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`4614-49-0614`

Property Details

APN / Parcel Number

Primary APN	`4614-49-0614`
Alternative APNs	`461406490614` `269840` `296858` `306124` `76654`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,420 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	24,132 sqft (0.554 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	544 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	306124
Street Address	4498 RUSTLING WOODS DR
City	DENVER
State	NC
Zip	28037-5468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#282 LOT SAILVIEW
Legal Subdivision	SAILVIEW
Legal Lot Number	282
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2004
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4498 RUSTLING WOODS DR, DENVER, NC 28037-5468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Oct 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	2024684277
Deed Book / Page	3347 / 50
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 8, 2023
Property Address	4498 RUSTLING WOODS DR, DENVER, NC 28037-5468
Document Number	0003247311
Book / Page	3247 / 311
Map Reference	MB 10 PG 95
Instrument Date	May 8, 2023
Instrument	666805
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CAROLINA TITLE SERVICES, CAROLINA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,752.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8399 POINT VIS, SHERRILLS FRD, NC 28673-8364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4498 RUSTLING WOODS DR, DENVER, NC 28037-5468

Mortgage

Document Number	0000666806
Date	May 8, 2023
Instrument	666806

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Jun 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 9, 2018
Property Address	4498 RUSTLING WOODS DR, DENVER, NC 28037-5468
Document Number	2774434
Book / Page	002774 / 000434
Instrument Date	Oct 3, 2018
Instrument	584164
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,030.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4498 RUSTLING WOODS DR DENVER NC 280375468, DENVER, NC 28037-5468

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,321.00 (+0.62%)	$851,041 (-) Land $102,000 Building $749,041	$851,041 (-) Land $102,000 Building $749,041
2025	$5,288.00 (+0.02%)	$851,041 (-0.69%) Land $102,000 Building $749,041	$851,041 (-0.69%) Land $102,000 Building $749,041
2023	$5,287.00	$856,915 Land $102,000 Building $754,915	$856,915 Land $102,000 Building $754,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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