4536 Rustling Woods Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4536 Rustling Woods Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,328 sqft · built 2005
Lot Size	0.724 acres (31,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,255,000 (Jul 2026)
Tax Bill	$6,475 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4614-49-4554`

Property Details

APN / Parcel Number

Primary APN	`4614-49-4554`
Alternative APNs	`461406494554` `273920` `79696`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,328 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	31,537 sqft (0.724 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	576 sqft
Storage Building	216 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	273920
Street Address	4536 RUSTLING WOODS DR
City	DENVER
State	NC
Zip	28037-5480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#278 LOT SAILVIEW SUB
Legal Subdivision	SAILVIEW
Legal Lot Number	278
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2004
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4536 RUSTLING WOODS DR, DENVER, NC 28037-5480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 23, 2019	Warranty Deed, Transfer MASTER TITLE AGENCY, MASTER TITLE AGCY
Nov 21, 2017	Warranty Deed, Transfer SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	2026712147
Deed Book / Page	3519 / 275
Prior Transfer Date	Apr 21, 2009
Prior Transfer Doc	21140840
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 10, 2026
Property Address	4536 RUSTLING WOODS DR, DENVER, NC 28037-5480
Document Number	0000712147
Book / Page	3519 / 275
Instrument Date	Jul 10, 2026
Instrument	2026712147
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4536 RUSTLING WOODS DR, DENVER, NC 28037-5480

Mortgage

Document Number	0000712148,
Date	Jul 10, 2026
Instrument	2026712148

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 23, 2019
Property Address	4536 RUSTLING WOODS DR, DENVER, NC 28037-5480
Document Number	2832598
Book / Page	002832 / 000598
Instrument Date	Jul 23, 2019
Instrument	595424
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	MASTER TITLE AGENCY, MASTER TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4536 RUSTLING WOODS DR DENVER NC 280375480, DENVER, NC 28037-5480

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 21, 2017
Property Address	4536 RUSTLING WOODS DR, DENVER, NC 28037-5480
Document Number	2707583
Book / Page	002707 / 000583
Instrument Date	Nov 21, 2017
Instrument	570938
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4536 RUSTLING WOODS DR DENVER NC 280375480, DENVER, NC 28037-5480

Mortgage

Document Number	2707585
Date	Nov 21, 2017
Book Page	002707/000585
Instrument	570939

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,475.00 (+0.64%)	$1,040,474 (-) Land $102,000 Building $938,474	$1,040,474 (-) Land $102,000 Building $938,474
2025	$6,434.00 (+0.63%)	$1,040,474 (-) Land $102,000 Building $938,474	$1,040,474 (-) Land $102,000 Building $938,474
2023	$6,394.00	$1,040,474 Land $102,000 Building $938,474	$1,040,474 Land $102,000 Building $938,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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