4515 Elmleaf Dr, McHenry, IL 60051 Property Records

McHenry County property record for 4515 Elmleaf Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,798 sqft · built 1989
Lot Size0.272 acres (11,884 sqft)
Owner2 Owner Names on Record
Last Sale$208,000 (Oct 2003)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-07-426-003

Property Details

APN / Parcel Number

Primary APN10-07-426-003

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,798 sqft Living Area
Gross Area3,026 sqft
1st Floor Area1,228 sqft

Exterior

Year BuiltBuilt 1989
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area11,884 sqft
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area54 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4515 ELMLEAF DR
CityMCHENRY
StateIL
Zip60051-8907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2003R0144545 LT 9 BLK 2 PISTAKEE TERRACE UNIT 2
Legal Range09E
Legal Township45N
Legal Section07
Legal SubdivisionPISTAKEE TERRACE 02/KNIGHTS
Legal Block2
Legal Lot Number9
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4016
Census Tract870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4515 ELMLEAF DR, MCHENRY, IL 60051-8907

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2003 · Amount on Record
Deed SaleOct 21, 2003 · Amount on Record
Prior SaleNov 23, 1998
Deed Document Number2003R0144545
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4515 ELMLEAF DR, MCHENRY, IL 60051-8907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036552
DateSep 11, 2020
Instrument2020R0036552
Lender
NameCONSUMERS CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$75,977 Land $14,628 Building $61,349$227,931 Land $43,884 Building $184,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1979–2017)
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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