4506 Elmleaf Dr, McHenry, IL 60051 Property Records

McHenry County property record for 4506 Elmleaf Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,056 sqft · built 1970
Lot Size0.303 acres (13,219 sqft)
OwnerIndividual Name on Record
Last Sale$277,500 (Jan 2022)
Deeds & MortgagesFeb 2024 Mortgage
Jul 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-07-428-005

Property Details

APN / Parcel Number

Primary APN10-07-428-005

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area13,219 sqft
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4506 ELMLEAF DR
CityMCHENRY
StateIL
Zip60051-6965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0000281 LT 12 BLK 4 PISTAKEE TERRACE UNIT 2
Legal Range09E
Legal Township45N
Legal Section07
Legal SubdivisionPISTAKEE TERRACE 02/W E KNIGHT
Legal Block4
Legal Lot Number12
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4012
Census Tract870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 31, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 4, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 13, 2021Grant Deed, Transfer
WHEATLAND TITLE, WHEATLAND TITLE GUARANTY
Sep 2, 2020Foreclosure, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2022 · Amount on Record
Deed SaleJan 4, 2022 · Amount on Record
Prior SaleJan 13, 2021 · Amount on Record
Deed Document Number2022R0000281
Record UpdatedJun 7, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965
Transaction TypeMortgage
Record UpdatedMar 8, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965

Mortgage

Document Number0000004408
DateFeb 27, 2024
Instrument2024R0004408
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueJan 1, 2052

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965

Mortgage

Document Number0000018456
DateJul 31, 2023
Instrument2023R0018456
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueJan 1, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 4, 2022
Property Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965
Document Number0000000281
Instrument DateDec 22, 2021
Instrument2022R0000281
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyATG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965

Mortgage

Document Number0000000282
DateJan 4, 2022
Instrument2022R0000282
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052
Interest
Rate3.99%

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateJan 13, 2021
Property Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965
Document Number0000002503
Instrument DateDec 16, 2020
Instrument2503
Transaction TypeTransfer
Record UpdatedFeb 12, 2021
Title CompanyWHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

AmountAmount Recorded
Tax$198.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address326 SOUTHWILD DR LAKE VILLA IL 60046, LAKE VILLA, IL 60046

September 2020: Foreclosure, Transfer

Document TypeForeclosure
JurisdictionMCHENRY IL
Recording DateSep 2, 2020
Property Address4506 ELMLEAF DR, MCHENRY, IL 60051-6965
Document Number0000035078
Instrument DateAug 12, 2020
Instrument35078
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address323 5TH ST EUREKA CA 955010305, EUREKA, CA 95501-0305

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$57,883 Land $14,628 Building $43,255$173,649 Land $43,884 Building $129,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1979–2017)
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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