4505 Elmleaf Dr, McHenry, IL 60051 Property Records

McHenry County property record for 4505 Elmleaf Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details960 sqft · built 1970
Lot Size0.272 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$165,500 (Jul 2018)
Tax Bill$3,915 (2024)
Deeds & MortgagesJul 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN10-07-426-006

Property Details

APN / Parcel Number

Primary APN10-07-426-006

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Lot Area12,197 sqft (0.272 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft

Location & Zoning

Street Address4505 ELMLEAF DR
CityMCHENRY
StateIL
Zip60051-8907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0022246 LT 6 BLK 2 PISTAKEE TERRACE UNIT 2
Legal SubdivisionPISTAKEE TERRACE
Legal Block2
Legal Lot Number6
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4016
Census Tract870704

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4505 ELMLEAF DR, MCHENRY, IL 60051-8907
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2018 · Amount on Record
Deed SaleJul 17, 2018 · Amount on Record
Prior SaleMay 23, 2005 · Amount on Record
Deed Document Number201823920
Last Transfer DateAug 26, 2024
Transfer Doc0000022246
Record UpdatedOct 29, 2026

July 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateJul 17, 2018
Property Address4505 ELMLEAF DR, MCHENRY, IL 60051-8907
Document Number0000023920
Instrument DateJul 13, 2018
Instrument23920
Transaction TypeForeclosure
Record UpdatedAug 8, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$248.25
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4505 ELMLEAF DR MCHENRY IL 600518907, MCHENRY, IL 60051-8907

Mortgage

Document Number23921
DateJul 17, 2018
Instrument23921
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 16, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,915.00$66,534 (+25.85%) Land $6,324 Building $60,210$199,602 (+25.85%) Land $18,972 Building $180,630
2022Homeowner's exemption$52,866 Land $14,628 Building $38,238$158,598 Land $43,884 Building $114,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1979–2017)
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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