4511 Charleston Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4511 Charleston Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,923 sqft · built 1968
Lot Size0.435 acres (18,950 sqft)
Owner2 Individual Names on File
Last Sale$830,000 (May 2023)
Tax Bill$6,121 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN247-0042-002-0000

Property Details

APN / Parcel Number

Primary APN247-0042-002-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,923 sqft Living Area
1st Floor Area2,743 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area18,950 sqft (0.435 acres)
Garage Area848 sqft
Parking Spaces3 Parking Spaces
Pool Area17,100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4511 CHARLESTON DR
CityCARMICHAEL
StateCA
Zip95608-1528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-2
Legal DescriptionWINDING WAY ESTATES 02, LOT 98
Legal SubdivisionWINDING WAY ESTATES 02
Legal Lot Number98
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2007
Census Tract7905

Owner

4511 Charleston Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address4511 CHARLESTON DR, CARMICHAEL, CA 95608-1528
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Sep 1, 2020Quit Claim Deed, Transfer
ROYAL PACIFIC FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2023 · Amount on File
Deed SaleMay 5, 2023 · Amount on File
Deed Book / Page20230505 / 687
Prior Transfer DateJan 17, 1997
Prior Transfer Doc9701000965
Record UpdatedOct 29, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMay 5, 2023
Property Address4511 CHARLESTON DR, CARMICHAEL, CA 95608-1528
Document Number0000000687
Map ReferenceMB 61 MAP 14
Instrument DateMay 2, 2023
Instrument202305050687
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4511 CHARLESTON DR, CARMICHAEL, CA 95608-1528

Mortgage

Document Number0000000688
DateMay 5, 2023
Instrument202305050688
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateSep 1, 2020
Property Address4511 CHARLESTON DR, CARMICHAEL, CA 95608-1528
Document Number2009010593
Instrument DateAug 25, 2020
Instrument2009010593
Transaction TypeTransfer
Record UpdatedSep 17, 2020
Title CompanyDOWNTOWN CMNTY ESCROW SERVICES INC, DOWNTOWN CMNTY ESCROW SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4511 CHARLESTON DR CARMICHAEL CA 956081528, CARMICHAEL, CA 95608-1528

Mortgage

Document Number2009010594
DateSep 1, 2020
Instrument2009010594
Lender
NameROYAL PACIFIC FNDG
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
AmountAmount on Record
Term360 Months
DueAug 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4511 Charleston Dr was $6,121 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$522,688 (+2%) Land $131,000 Building $391,688
2025$6,121.00 (+2.17%) Homeowner's exemption$512,440 Land $128,432 Building $384,008
2024$5,991.00 (+186.38%)
2023$2,092.00 (+2.1%) Homeowner's exemption$179,001 Land $25,303 Building $153,698
2022$2,049.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4511 Charleston Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4511 Charleston Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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