Frederick County property record for 4514 Deer Spring Rd, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,230 sqft · built 1890 |
| Lot Size | 1.71 acres (74,923 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,200 (Mar 2022) |
| Tax Bill | $6,495 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2022 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-448800 |
| Primary APN | 24-448800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,230 sqft Living Area |
| Gross Area | 3,450 sqft |
| 1st Floor Area | 1,615 sqft |
| Basement Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 74,923 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 380 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 448800 |
|---|---|
| Street Address | 4514 DEER SPRING RD |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-6628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2 1.726 ACRES FRASER SUB. |
| Legal Subdivision | ACRES FRASER SUB |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 752603 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PATRICIA MCCONNEL ETAL |
| Mar 11, 2022 | Intrafamily Transfer, Transfer |
| Oct 23, 2020 | Deed of Trust, Mortgage · Line of Credit EAGLE BANK |
| Jan 4, 2018 | Deed of Trust, Mortgage · Commercial Mortgage MIDDLETOWN VALLEY BANK |
| Nov 25, 2020 | Deed of Trust, Mortgage · Line of Credit EAGLE BANK |
| Sep 4, 2020 | Grant Deed, Transfer KVS TITLE LLC |
| Sep 12, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDDLETOWN VLY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Prior Sale | Sep 4, 2020 · Amount on Record |
| Deed Book / Page | 15787 / 390 |
| Transfer Doc | 0031110381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0157890410 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 15789/410 |
| Name | PATRICIA MCCONNEL ETAL |
|---|---|
| Type | Private Party |
| Address | 1951 EMPERIAL COURSE, NAPLES, FL 34110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 11, 2022 |
| Property Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Document Number | 0157870390 |
| Book / Page | 15787 / 390 |
| Map Reference | MB 49 PG 18 |
| Instrument Date | Feb 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | PINNACLE T&E INC |
| Name | Verified Name |
|---|---|
| Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Document Number | 0141980005 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 14198/5 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0122150444 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 12215/0444 |
| Instrument | 12215-0444 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Document Number | 0143000188 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 14300/188 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 4, 2020 |
| Property Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Document Number | 0140440388 |
| Book / Page | 014044 / 000388 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4514 DEER SPRING RD MIDDLETOWN MD 217696628, MIDDLETOWN, MD 21769-6628 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4514 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Document Number | 0135010054 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4514 DEER SPRING RD MIDDLETOWN MD 217696628, MIDDLETOWN, MD 21769-6628 |
| Document Number | 0135010054 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 013501/000054 |
| Name | MIDDLETOWN VLY BK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,400 (+6.16%) Land $155,700 Building $395,700 | $551,400 (-) Land $155,700 Building $395,700 | |
| 2025 | $6,495.00 (+7.37%) | $519,400 (+14.05%) | $551,400 (+21.08%) Land $155,700 Building $395,700 |
| 2024 | $6,049.00 (+10.28%) | ||
| 2023 | $5,485.00 | $455,400 Land $125,700 Building $329,700 | $455,400 Land $125,700 Building $329,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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