Frederick County property record for 4528 Deer Spring Rd, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,354 sqft · built 1958 |
| Lot Size | 0.693 acres (30,230 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Mar 2014) |
| Tax Bill | $3,185 (2023) |
| Deeds & Mortgages | Sep 2017 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-443930 |
| Primary APN | 24-443930 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,354 sqft Total Area |
| 1st Floor Area | 1,354 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 30,230 sqft (0.693 acres) |
| Garage Type | Carport |
| Garage Area | 350 sqft |
| Carport | Carport |
| Carport Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 443930 |
|---|---|
| Street Address | 4528 DEER SPRING RD |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-6628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.694 AC N/S DEER SPG RD AT DEER SPG LA NR MIDDLETOWN |
| Legal Lot Number | 16 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 752603 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4528 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WOODSBORO BANK |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2014 · Amount on Record |
| Deed Sale | Mar 31, 2014 · Amount on Record |
| Deed Document Number | 0000099961 |
| Deed Book / Page | 9996 / 1 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4528 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0120540488 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 12054/0488 |
| Instrument | 12054-0488 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4528 DEER SPRING RD, MIDDLETOWN, MD 21769-6628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138760001 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 13876/1 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,185.00 Homeowner's exemption | $259,200 Land $105,600 Building $153,600 | $259,200 Land $105,600 Building $153,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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