4342 Deer Spring Rd, Middletown, MD 21769 Property Records

Frederick County property record for 4342 Deer Spring Rd, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,777 sqft · built 1975
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 1993)
Tax Bill	$6,752 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-141381`

Property Details

APN / Parcel Number

Primary APN	`03-141381`
Alternative APNs	`3141381` `141381`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,777 sqft Living Area
Gross Area	4,377 sqft
1st Floor Area	2,577 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	182 sqft
Deck Area	644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	141381
Street Address	4342 DEER SPRING RD
City	MIDDLETOWN
State	MD
Zip	21769-6632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 5, SECT. 1, 3 AC DEER SPRING RD. DEER SPRING FARMS
Legal Subdivision	DEER SPRING FARMS
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	2
Census Block	2007
Census Tract	752603

Owner

Source: Frederick County records · APN 03-141381

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4342 DEER SPRING RD, MIDDLETOWN, MD 21769-6632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 1993 · Amount on Record
Deed Sale	Jul 23, 1993 · Amount on Record
Deed Book / Page	1911 / 659
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4342 DEER SPRING RD, MIDDLETOWN, MD 21769-6632
Document Number	0135230378
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4342 DEER SPRING RD MIDDLETOWN MD 217696632, MIDDLETOWN, MD 21769-6632

Mortgage

Document Number	0135230378
Date	Feb 12, 2020
Book Page	013523/000378

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4342 DEER SPRING RD, MIDDLETOWN, MD 21769-6632
Document Number	0129410429
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	May 09, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4342 DEER SPRING RD MIDDLETOWN MD 217696632, MIDDLETOWN, MD 21769-6632

Mortgage

Document Number	0129410429
Date	Apr 30, 2019
Book Page	012941/000429

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 29, 2029

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,000 (+11.19%) Land $159,000 Building $537,000	$696,000 (-) Land $159,000 Building $537,000
2025	$6,752.00 (+15.58%) Homeowner's exemption	$625,967 (+28.83%)	$696,000 (+43.24%) Land $159,000 Building $537,000
2023	$5,842.00	$485,900 Land $132,000 Building $353,900	$485,900 Land $132,000 Building $353,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 51 locations within half a mile of this property.

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