45135 Elm St, Indio, CA 92201 Property Records

Riverside County property record for 45135 Elm St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,215 sqft · built 1986
Lot Size	0.159 acres (6,969 sqft)
Owner	Owner Name on Record
Tax Bill	$2,745 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`608-140-017`

Property Details

APN / Parcel Number

Primary APN	`608-140-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	1,839 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Tile
Lot Area	6,969 sqft (0.159 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	608140017
Street Address	45135 ELM ST
City	INDIO
State	CA
Zip	92201-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.16 ACRES NET IN LOT 71 MB 116/066 TR 12737-1
Legal Tract	12737-1
Legal Lot Number	71
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	45217

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	37515 BROOKSIDE AVE, CHERRY VALLEY, CA 92223-4009

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Feb 4, 2019	Deed of Trust, Mortgage RICE FAMILY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2009
Deed Sale	May 22, 2009
Prior Sale	Mar 3, 2009
Deed Document Number	2009-0258907
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45135 ELM ST, INDIO, CA 92201-3772
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37515 BROOKSIDE AVE, CHERRY VALLEY, CA 92223-4009

Mortgage

Document Number	0000330976
Date	May 28, 2021
Instrument	2021-0330976

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45135 ELM ST, INDIO, CA 92201-3772
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039878
Date	Feb 4, 2019
Instrument	2019-0039878

Lender

Name	RICE FAMILY TRUST
Type	Private Party
Address	45135 ELM ST, INDIO, CA 92201

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,745.00 (+16.07%)	$115,876 (+4.04%) Land $38,620 Building $77,256
2023	$2,365.00 (-0.38%)	$111,378 Land $37,121 Building $74,257
2022	$2,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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