45130 Elm St, Indio, CA 92201 Property Records

Riverside County property record for 45130 Elm St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 1977
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$106,500 (Aug 1993)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`608-161-005`

Property Details

APN / Parcel Number

Primary APN	`608-161-005`
Alternative APN	`613551005`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Gravel
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613551005
Street Address	45130 ELM ST
City	INDIO
State	CA
Zip	92201-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 BLK G MB 021/067 BOE DEL HEIGHTS
Legal Subdivision	BOE DEL HEIGHTS
Legal Block	G
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	45217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45130 ELM ST, INDIO, CA 92201-3755
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 1993 · Amount on Record
Deed Sale	Aug 12, 1993 · Amount on Record
Deed Document Number	1993316406
Last Transfer Date	Mar 17, 2019
Transfer Doc	0000291913
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45130 ELM ST, INDIO, CA 92201-3755
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 ELM ST, INDIO, CA 92201

Mortgage

Document Number	0000505537
Date	Aug 24, 2021
Instrument	2021-0505537

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 2, 2019
Property Address	45130 ELM ST, INDIO, CA 92201-3755
Document Number	0000291913
Instrument Date	Mar 17, 2019
Instrument	291913
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45130 ELM ST INDIO CA 922013755, INDIO, CA 92201-3755

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 2, 2019
Property Address	45130 ELM ST, INDIO, CA 92201-3755
Document Number	0000291914
Instrument Date	Mar 17, 2016
Instrument	291914
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45130 ELM ST INDIO CA 922013755, INDIO, CA 92201-3755

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,728 (+2%) Land $34,652 Building $149,076
2025	$3,405.00 (+10.48%) Homeowner's exemption	$180,126 (+4.04%) Land $33,973 Building $146,153
2023	$3,082.00 (+2.77%) Homeowner's exemption	$173,133 Land $32,654 Building $140,479
2022	$2,999.00
2021			$362,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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