45100 Elm St, Indio, CA 92201 Property Records

Riverside County property record for 45100 Elm St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,267 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (May 2017)
Tax Bill	$6,827 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`608-161-004`

Property Details

APN / Parcel Number

Primary APN	`608-161-004`
Alternative APN	`613551004`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,267 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	2,267 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	408 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613551004
Street Address	45100 ELM ST
City	INDIO
State	CA
Zip	92201-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 BLK G MB 021/067 BOE DEL HEIGHTS
Legal Subdivision	BOE DEL HEIGHTS
Legal Block	G
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	45217

Owner

Source: Riverside County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45100 ELM ST, INDIO, CA 92201-3755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Jan 16, 2020	Grant Deed, Transfer NOT AVAILABLE
May 15, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	May 18, 2009 · Amount on Record
Deed Document Number	2017193761
Last Transfer Date	Jan 10, 2020
Transfer Doc	0000022895
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45100 ELM ST, INDIO, CA 92201-3755
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215404
Date	May 20, 2020
Instrument	2020-0215404

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 16, 2020
Property Address	45100 ELM ST, INDIO, CA 92201-3755
Document Number	0000022895
Instrument Date	Jan 10, 2020
Instrument	22895
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45100 ELM ST INDIO CA 922013755, INDIO, CA 92201-3755

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 15, 2017
Property Address	45100 ELM ST, INDIO, CA 92201-3755
Document Number	0000193761
Map Reference	MB 21 PG 67
Instrument Date	Mar 17, 2017
Instrument	2017-0193761
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45100 ELM ST, INDIO, CA 92201-3755

Mortgage

Document Number	0000193762
Date	May 15, 2017
Instrument	2017-0193762

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,827.00 (+18.75%)	$422,382 (+17.26%) Land $68,350 Building $354,032
2023	$5,749.00 (+25.09%)	$360,225 Land $65,697 Building $294,528
2022	$4,596.00
2021			$279,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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