4513 Willow Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4513 Willow Ln, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,440 sqft · built 1976
Lot Size0.324 acres (14,153 sqft)
OwnerIndividual Name on File
Deeds & MortgagesMar 2022 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-27-251-003

Property Details

APN / Parcel Number

Primary APN09-27-251-003

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area2,880 sqft
1st Floor Area1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area14,153 sqft
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area216 sqft
Deck Area313 sqft
Gazebo128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4513 WILLOW LN
CityMCHENRY
StateIL
Zip60050-3771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 91R050211 LT 4 BLK 10 LAKELAND SHORES UNIT 2
Legal Range08E
Legal Township45N
Legal Section27
Legal SubdivisionLAKELAND SHORES 01
Legal Block10
Legal Lot Number4
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1082
Census Tract870603

Owner

Source: McHenry County records · APN 09-27-251-003

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4513 WILLOW LN, MCHENRY, IL 60050-3771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Mar 18, 2020Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 1998
Deed SaleApr 27, 1998
Deed Document Number98R-025045
Record UpdatedJun 07, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4513 WILLOW LN, MCHENRY, IL 60050-3771
Transaction TypeMortgage
Record UpdatedJun 06, 2023
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008634
DateMar 08, 2022
Instrument2022R0008634
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2042
Interest
Rate3.87%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4513 WILLOW LN, MCHENRY, IL 60050-3771
Document Number0000011373
Instrument DateMar 18, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4513 WILLOW LN MCHENRY IL 600503771, MCHENRY, IL 60050-3771

Mortgage

Document Number0000011373
DateApr 01, 2020
Instrument11373
Lender
NamePNC BK
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 31, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$60,851 Land $11,549 Building $49,302$182,553 Land $34,647 Building $147,906

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1979–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2024 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 329 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMCHENRY
serves 22,335 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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