4508 Willow Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4508 Willow Ln, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,872 sqft · built 1977
Lot Size0.425 acres (18,295 sqft)
OwnerTrust Name on File
Tax Bill$7,325 (2024)
Deeds & MortgagesAug 2021 Line of Credit
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN09-27-209-017

Property Details

APN / Parcel Number

Primary APN09-27-209-017

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,872 sqft Living Area
1st Floor Area1,872 sqft
Basement Area650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area18,295 sqft (0.425 acres)
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area260 sqft
Deck Area1,063 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4508 WILLOW LN
CityMCHENRY
StateIL
Zip60050-3772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0025332 LT 14 BLK 9 LAKELAND SHORES UNIT 2
Legal SubdivisionLAKELAND SHORES UNIT 2
Legal Block9
Legal Lot Number14
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1082
Census Tract870603

Owner

4508 Willow Ln is held in a trust since April 1999.

Source: McHenry County records, as of June 30, 2025

Owner of RecordTrust Name on File
Mailing Address4508 WILLOW LN, MCHENRY, IL 60050-3772
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Line of Credit
MCHENRY SAVINGS BANK
Jul 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 1999
Deed SaleApr 16, 1999
Prior SaleFeb 8, 1996
Deed Document Number199928334
Prior Transfer DateJan 15, 1996
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4508 WILLOW LN, MCHENRY, IL 60050-3772
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044378
DateAug 13, 2021
Instrument2021R0044378
Lender
NameMCHENRY SAVINGS BANK
TypeBank
AddressMCHENRY, IL 60050
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateJul 27, 2018
Property Address4508 WILLOW LN, MCHENRY, IL 60050-3772
Document Number0000025332
Instrument DateJul 17, 2018
Instrument25332
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4508 WILLOW LN MCHENRY IL 600503772, MCHENRY, IL 60050-3772

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,325.00$94,595 Land $21,357 Building $73,238$283,785 Land $64,071 Building $219,714
2022Homeowner's exemption$78,623 Land $17,751 Building $60,872$235,869 Land $53,253 Building $182,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4508 Willow Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1979–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4508 Willow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Ln

Nearby Streets

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