4510 Willow Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4510 Willow Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1984
Lot Size	0.276 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jul 2014)
Tax Bill	$5,007 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-27-209-016`

Property Details

APN / Parcel Number

Primary APN	`09-27-209-016`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.276 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4510 WILLOW LN
City	MCHENRY
State	IL
Zip	60050-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2014R0025001 LT 13 BLK 9 LAKELAND SHORES UNIT 2 MEMO: RUSS, ADAM F/MCBRIDE, MALLORY L
Legal Subdivision	LAKELAND SHORES UNIT 2
Legal Block	9
Legal Lot Number	13
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1082
Census Tract	870603

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4510 WILLOW LN, MCHENRY, IL 60050-3772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 3, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2014 · Amount on Record
Deed Sale	Jul 30, 2014 · Amount on Record
Prior Sale	May 14, 2002 · Amount on Record
Deed Document Number	201425001
Last Transfer Date	Jan 26, 2026
Transfer Doc	0000003022
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4510 WILLOW LN, MCHENRY, IL 60050-3772
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061562
Date	Nov 15, 2021
Instrument	2021R0061562

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate	2.25%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Feb 3, 2026
Property Address	4510 WILLOW LN, MCHENRY, IL 60050-3772
Document Number	0000003022
Map Reference	DOC 386168
Instrument Date	Jan 26, 2026
Instrument	2026R0003022
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	UNKNOWN, ADVOCUS NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 WILLOW LN, MCHENRY, IL 60050-3772

Mortgage

Document Number	0000003023
Date	Feb 3, 2026
Instrument	2026R0003023

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,007.00 Homeowner's exemption	$67,195 (+20.32%) Land $14,225 Building $52,970	$201,585 (+20.32%) Land $42,675 Building $158,910
2022	Homeowner's exemption	$55,849 Land $11,823 Building $44,026	$167,547 Land $35,469 Building $132,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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