45117 Vine Cliff St, Temecula, CA 92592 Property Records

Riverside County property record for 45117 Vine Cliff St, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,128 sqft · built 2004
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Aug 2017)
Tax Bill$10,497 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN966-362-001

Property Details

APN / Parcel Number

Primary APN966-362-001
Alternative APN
  • 952752001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,128 sqft Living Area
Gross Area4,018 sqft
1st Floor Area3,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area634 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number952752001
Street Address45117 VINE CLIFF ST
CityTEMECULA
StateCA
Zip92592-5515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPZONE
Legal Description.21 ACRES M/L IN LOT 86 MB 336/039 TR 29554-4
Legal SubdivisionTRACT NO 29554
Legal Tract29554-4
Legal Lot Number86
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1011
Census Tract43203

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4598 N VILLAGE PKWY, LITCHFIELD PARK, AZ 85340-2761
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
JWH FINANCIAL INC
Aug 2, 2017Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2017 · Amount on Record
Deed SaleAug 2, 2017 · Amount on Record
Prior SaleSep 30, 2015 · Amount on Record
Deed Document Number2017317152
Prior Transfer DateAug 17, 2006
Prior Transfer Doc0000640501
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45117 VINE CLIFF ST, TEMECULA, CA 92592-5515
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45117 VINE CLIFF ST, TEMECULA, CA 92592-5515

Mortgage

Document Number0000065953
DateFeb 1, 2021
Instrument2021-0065953
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45117 VINE CLIFF ST, TEMECULA, CA 92592-5515
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000414173
DateOct 15, 2019
Instrument2019-0414173
Lender
NameJWH FINANCIAL INC
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateAug 2, 2017
Property Address45117 VINE CLIFF ST, TEMECULA, CA 92592-5515
Document Number0000317152
Map ReferenceMB 336 PG 39-51
Instrument DateJul 10, 2017
Instrument2017-0317152
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45117 VINE CLIFF ST, TEMECULA, CA 92592-5515

Mortgage

Document Number0000317153
DateAug 2, 2017
Instrument2017-0317153
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$742,768 (+2%) Land $222,829 Building $519,939
2025$10,497.00 (+2.11%) Homeowner's exemption$728,205 (+4.04%) Land $218,460 Building $509,745
2023$10,280.00 (+1.64%) Homeowner's exemption$699,929 Land $209,978 Building $489,951
2022$10,114.00
2021$719,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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