45098 Vine Cliff St, Temecula, CA 92592 Property Records

Riverside County property record for 45098 Vine Cliff St, Temecula, CA 92592 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,046 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2011)
Tax Bill	$13,601 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`966-361-024`

Property Details

APN / Parcel Number

Primary APN	`966-361-024`
Alternative APN	`952751024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,046 sqft Living Area
Gross Area	4,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	952751024
Street Address	45098 VINE CLIFF ST
City	TEMECULA
State	CA
Zip	92592-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.20 ACRES M/L IN LOT 83 MB 336/039 TR 29554-4
Legal Subdivision	TRACT 29554 4
Legal Tract	29554-4
Legal Lot Number	83
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1046
Census Tract	43203

Owner

Source: Riverside County records · APN 966-361-024

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45098 VINE CLIFF ST, TEMECULA, CA 92592-5514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
May 05, 2021	Quit Claim Deed, Transfer Quitclaim
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2011 · Amount on Record
Deed Sale	Sep 15, 2011 · Amount on Record
Prior Sale	Sep 23, 2008 · Amount on Record
Deed Document Number	2011410704
Last Transfer Date	Sep 03, 2021
Transfer Doc	0000603544
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45098 VINE CLIFF ST, TEMECULA, CA 92592-5514
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45098 VINE CLIFF ST, TEMECULA, CA 92592-5514

Mortgage

Document Number	0000017283
Date	Jan 20, 2026
Instrument	2026-0017283

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 12, 2021
Property Address	45098 VINE CLIFF ST, TEMECULA, CA 92592-5514
Document Number	0000603544
Map Reference	MB 336 PG 39-51
Instrument Date	Sep 03, 2021
Instrument	2021-0603544
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45098 VINE CLIFF ST, TEMECULA, CA 92592-5514

Mortgage

Document Number	0000603545
Date	Oct 12, 2021
Instrument	2021-0603545

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 05, 2021
Property Address	45098 VINE CLIFF ST, TEMECULA, CA 92592-5514
Document Number	0000278788
Map Reference	MB 336 PG 39
Instrument Date	Apr 06, 2021
Instrument	2021-0278788
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45098 VINE CLIFF ST, TEMECULA, CA 92592-5514

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45098 VINE CLIFF ST, TEMECULA, CA 92592-5514
Document Number	0000222417
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 05, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45098 VINE CLIFF ST TEMECULA CA 925925514, TEMECULA, CA 92592-5514

Mortgage

Document Number	0000222417
Date	May 27, 2020
Instrument	222417

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,021,271 (+2%) Land $220,814 Building $800,457
2025	$13,601.00 (+2.01%)	$1,001,247 (+4.04%) Land $216,485 Building $784,762
2023	$13,333.00 (+75.64%)	$962,370 Land $208,080 Building $754,290
2022	$7,591.00
2021			$748,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	About 1 in 498 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
MJM Telecom	Fixed Wireless (licensed-by-rule)	100 / 25

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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