45103 Vine Cliff St, Temecula, CA 92592 Property Records

Riverside County property record for 45103 Vine Cliff St, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,708 sqft · built 2004
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Nov 2010)
Tax Bill$7,846 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN966-362-002

Property Details

APN / Parcel Number

Primary APN966-362-002
Alternative APN
  • 952752002

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,708 sqft Living Area
Gross Area4,425 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number952752002
Street Address45103 VINE CLIFF ST
CityTEMECULA
StateCA
Zip92592-5515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPZONE
Legal Description.19 ACRES M/L IN LOT 87 MB 336/039 TR 29554-4
Legal SubdivisionTRACT 29554 4
Legal Tract29554-4
Legal Lot Number87
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1011
Census Tract43203

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45103 VINE CLIFF ST, TEMECULA, CA 92592-5515
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2010 · Amount on Record
Deed SaleNov 18, 2010 · Amount on Record
Prior SaleOct 31, 2008 · Amount on Record
Deed Document Number2010556470
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45103 VINE CLIFF ST, TEMECULA, CA 92592-5515
Transaction TypeMortgage
Record UpdatedJun 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address45103 VINE CLIFF ST, TEMECULA, CA 92592-5515

Mortgage

Document Number0000146323
DateMay 23, 2023
Instrument2023-0146323
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45103 VINE CLIFF ST, TEMECULA, CA 92592-5515
Transaction TypeMortgage
Record UpdatedSep 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address45103 VINE CLIFF ST, TEMECULA, CA 92592-5515

Mortgage

Document Number0000546258
DateSep 14, 2021
Instrument2021-0546258
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45103 VINE CLIFF ST, TEMECULA, CA 92592-5515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address45103 VINE CLIFF ST, TEMECULA, CA 92592-5515

Mortgage

Document Number0000474392
DateOct 5, 2020
Instrument2020-0474392
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$496,564 (+2%) Land $104,534 Building $392,030
2025$7,846.00 (+1.79%)$486,829 (+4.04%) Land $102,485 Building $384,344
2023$7,708.00 (+1.46%)$467,926 Land $98,506 Building $369,420
2022$7,597.00
2021$761,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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