4510 Monte Sereno Dr, Loomis, CA 95650 Property Records

Placer County property record for 4510 Monte Sereno Dr, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 6,401 sqft · built 2004
Lot Size	0.831 acres (36,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,075,000 (Jul 2024)
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-085-060-000`

Property Details

APN / Parcel Number

Primary APN	`036-085-060-000`
Alternative APN	`036-085-060`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	6,401 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	36,212 sqft (0.831 acres)
Garage Area	939 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	036-085-060
Street Address	4510 MONTE SERENO DR
City	LOOMIS
State	CA
Zip	95650-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	LOT 21 MINERS CREEK MOR W-38
Legal Subdivision	MINERS CREEK
Legal Lot Number	21
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3017
Census Tract	20601

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4510 MONTE SERENO DR, LOOMIS, CA 95650-9423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Intrafamily Transfer, Transfer
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Jan 7, 2014 · Amount on Record
Deed Document Number	202440011
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0000087918
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 29, 2022
Property Address	4510 MONTE SERENO DR, LOOMIS, CA 95650-9423
Document Number	0000087918
Map Reference	MB W PG 38
Instrument Date	Nov 23, 2022
Instrument	2022-0087918
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 MONTE SERENO DR, LOOMIS, CA 95650-9423

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4510 MONTE SERENO DR, LOOMIS, CA 95650-9423
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 MONTE SERENO DR, LOOMIS, CA 95650-9423

Mortgage

Document Number	0000091624
Date	Jul 19, 2021
Instrument	2021-0091624

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$343,885 (+2%) Land $82,846 Building $261,039
2025	$5,335.00 (-65.7%) Homeowner's exemption	$337,143 (-73.99%) Land $81,222 Building $255,921
2023	$15,553.00 (+0.06%) Homeowner's exemption	$1,296,081 Land $324,018 Building $972,063
2022	$15,543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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