4540 Monte Sereno Dr, Loomis, CA 95650 Property Records

Placer County property record for 4540 Monte Sereno Dr, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,068 sqft · built 2004
Lot Size	0.967 acres (42,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (Oct 2019)
Tax Bill	$7,599 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`036-085-077-000`

Property Details

APN / Parcel Number

Primary APN	`036-085-077-000`
Alternative APN	`036-085-077`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,068 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	42,108 sqft (0.967 acres)
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	036-085-077
Street Address	4540 MONTE SERENO DR
City	LOOMIS
State	CA
Zip	95650-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	LOT 18 MINERS CREEK MOR BK W PG 38
Legal Subdivision	MINERS CREEK
Legal Lot Number	18
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3017
Census Tract	20601

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4540 MONTE SERENO DR, LOOMIS, CA 95650-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2019	Deed of Trust, Mortgage BANK OF THE WEST
Oct 3, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	201976475
Prior Transfer Date	Dec 1, 2015
Prior Transfer Doc	0000104182
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4540 MONTE SERENO DR, LOOMIS, CA 95650-9423
Document Number	0000104467
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4540 MONTE SERENO DR LOOMIS CA 956509423, LOOMIS, CA 95650-9423

Mortgage

Document Number	0000104467
Date	Dec 24, 2019
Instrument	104467

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 3, 2019
Property Address	4540 MONTE SERENO DR, LOOMIS, CA 95650-9423
Document Number	0000076475
Instrument Date	Oct 1, 2019
Instrument	76475
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,815.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4540 MONTE SERENO DR LOOMIS CA 956509423, LOOMIS, CA 95650-9423

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$569,063 (+2%) Land $171,314 Building $397,749
2025	$7,599.00 (-62.49%) Homeowner's exemption	$557,905 (-67.83%) Land $167,955 Building $389,950
2023	$20,261.00 (+0.03%)	$1,734,443 Land $473,030 Building $1,261,413
2022	$20,255.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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