4545 Monte Sereno Dr, Loomis, CA 95650 Property Records

Placer County property record for 4545 Monte Sereno Dr, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,201 sqft · built 2018
Lot Size	0.928 acres (40,421 sqft)
Owner	Trust Name on File
Last Sale	$299,000 (Jun 2016)
Tax Bill	$13,167 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-085-044-000`

Property Details

APN / Parcel Number

Primary APN	`036-085-044-000`
Alternative APN	`036-085-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,201 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	40,421 sqft (0.928 acres)
Garage Area	1,207 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	036-085-044
Street Address	4545 MONTE SERENO DR
City	LOOMIS
State	CA
Zip	95650-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	LOT 5 MINERS CREEK MOR W-38
Legal Subdivision	MINERS CREEK
Legal Lot Number	5
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3017
Census Tract	20601

Owner

4545 Monte Sereno Dr is held in a trust since March 2019.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	4545 MONTE SERENO DR, LOOMIS, CA 95650-9423
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Apr 7, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Mar 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 14, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST TECHNOLOGY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2016 · Amount on File
Deed Sale	Jun 2, 2016 · Amount on File
Prior Sale	Mar 31, 2004 · Amount on File
Deed Document Number	201642914
Last Transfer Date	Mar 5, 2019
Transfer Doc	0000018953
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4545 MONTE SERENO DR, LOOMIS, CA 95650-9423
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 MONTE SERENO DR, LOOMIS, CA 95650-9423

Mortgage

Document Number	0000053934
Date	Apr 20, 2021
Instrument	2021-0053934

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jun 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4545 MONTE SERENO DR, LOOMIS, CA 95650-9423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025908
Date	Apr 7, 2017
Instrument	2017-0025908

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Mar 28, 2019
Property Address	4545 MONTE SERENO DR, LOOMIS, CA 95650-9423
Document Number	0000018953
Instrument Date	Mar 5, 2019
Instrument	18953
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4545 MONTE SERENO DR LOOMIS CA 956509423, LOOMIS, CA 95650-9423

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PLACER CA
Recording Date	Mar 14, 2019
Property Address	4545 MONTE SERENO DR, LOOMIS, CA 95650-9423
Instrument Date	Feb 25, 2019
Instrument	15513
Transaction Type	Construction Loan
Record Updated	Apr 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4545 MONTE SERENO DR LOOMIS CA 956509423, LOOMIS, CA 95650-9423

Mortgage

Document Number	0000015513
Date	Mar 14, 2019
Instrument	15513

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4545 Monte Sereno Dr was $13,167.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,127,321 (+2%) Land $361,030 Building $766,291
2025	$13,167.00	$1,105,217 Land $353,951 Building $751,266
2023	$13,039.00 (+0.08%)	$1,062,302 Land $340,207 Building $722,095
2022	$13,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4545 Monte Sereno Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Monte Sereno Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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