451 West St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 451 West St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,033 sqft · built 1954
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2020)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-326-040`

Property Details

APN / Parcel Number

Primary APN	`14-18-326-040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,033 sqft Living Area
1st Floor Area	1,033 sqft
Basement Area	1,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	16,988 sqft (0.39 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	451 WEST ST
City	SCHOOLCRAFT
State	MI
Zip	49087-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 5X-5 LOCKWOOD PLAT LOT 5
Legal Subdivision	LOCKWOOD PLAT
Legal Lot Number	5
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3011
Census Tract	6102

Owner

451 West St is owned and occupied by an individual who bought it in October 2020.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	451 WEST ST, SCHOOLCRAFT, MI 49087-9192
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Sep 9, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Deed Document Number	202036891
Prior Transfer Date	Aug 15, 2012
Prior Transfer Doc	2012030915
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	451 WEST ST, SCHOOLCRAFT, MI 49087-9192
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023011924
Date	May 24, 2023
Instrument	2023-011924

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 23, 2020
Property Address	451 WEST ST, SCHOOLCRAFT, MI 49087-9192
Document Number	2020036891
Map Reference	LB 19 PG 25
Instrument Date	Oct 8, 2020
Instrument	2020-036891
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7533 W ML AVE, 7533, KALAMAZOO, MI 49009-7976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12021 M 216, MARCELLUS, MI 49067-9614

Mortgage

Document Number	2020036892
Date	Oct 23, 2020
Instrument	2020-036892

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 9, 2020
Property Address	451 WEST ST, SCHOOLCRAFT, MI 49087-9192
Document Number	2020030167
Map Reference	LB 19 PG 25
Instrument Date	Sep 7, 2020
Instrument	2020-030167
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11515 BLUERIDGE ST, 11515, SCHOOLCRAFT, MI 49087-9758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7533 W ML AVE, KALAMAZOO, MI 49009-7976

Tax Assessment & Valuation

The 2025 property tax bill for 451 West St was $1,561 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,900 (+17.16%)	$159,800 (+17.16%)
2025	$1,561.00 Homeowner's exemption	$68,200	$136,400
2023		$57,200	$114,400
2019	$1,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHOOLCRAFT serves 1,405 people · EPA ID MI0005970
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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