412 West St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 412 West St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1952
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$123,500 (Oct 2018)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-348-080`

Property Details

APN / Parcel Number

Primary APN	`14-18-348-080`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	13,504 sqft (0.31 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 WEST ST
City	SCHOOLCRAFT
State	MI
Zip	49087-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 1-5 1B VILLAGE OF SCHOOLCRAFT ORIGINAL PLAT W 12 4 FT L OT 56 & W 124 FT OF N 20 FT OF LOT 65
Legal Subdivision	VILLAGE OF SCHOOLCRAFT
Legal Lot Number	65
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3006
Census Tract	6102

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 WEST ST, SCHOOLCRAFT, MI 49087-9192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage KALSEE CU
Oct 12, 2018	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	201832366
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	412 WEST ST, SCHOOLCRAFT, MI 49087-9192
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WEST ST, SCHOOLCRAFT, MI 49087-9192

Mortgage

Document Number	2021032286
Date	Aug 12, 2021
Instrument	2021-032286

Lender

Name	HALL FINANCIAL GROUP
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	412 WEST ST, SCHOOLCRAFT, MI 49087-9192
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020013396
Date	Apr 29, 2020
Instrument	2020-013396

Lender

Name	KALSEE CU
Type	Credit Union
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 12, 2018
Property Address	412 WEST ST, SCHOOLCRAFT, MI 49087-9192
Document Number	2018032366
Map Reference	LB A PG58
Instrument Date	Oct 4, 2018
Instrument	2018-032366
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 S WESTNEDGE AVE, 804, KALAMAZOO, MI 49008-6122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 HAZEN ST, KALAMAZOO, MI 49007

Mortgage

Document Number	2018032367
Date	Oct 12, 2018
Instrument	2018-032367

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 29, 2018
Property Address	412 WEST ST, SCHOOLCRAFT, MI 49087-9192
Document Number	2018020926
Map Reference	LB A PG58
Instrument Date	Jun 19, 2018
Instrument	2018-020926
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$971.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 WEST ST, 412, SCHOOLCRAFT, MI 49087-9192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3326 IROQUOIS TRL, KALAMAZOO, MI 49006-2031

Mortgage

Document Number	2018020927
Date	Jun 29, 2018
Instrument	2018-020927

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,600 (+34.33%)	$161,200 (+34.33%)
2025	$1,545.00 (-26.67%) Homeowner's exemption
2023		$60,000	$120,000
2019	$2,107.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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