440 West St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 440 West St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 2000
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-348-070`

Property Details

APN / Parcel Number

Primary APN	`14-18-348-070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,686 sqft Living Area
1st Floor Area	1,686 sqft
Basement Area	1,506 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	14,375 sqft (0.33 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 WEST ST
City	SCHOOLCRAFT
State	MI
Zip	49087-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 1-5 2A3 VILLAGE OF SCHOOLCRAFT ORIGINAL PLAT BEG AT A P T ON E LI OF WEST ST 201.68 FT S OF S LI VIENNA ST TH S A LG E LI
Legal Subdivision	ORIGINAL - VILLAGE OF SCHOOLCR
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3006
Census Tract	6102

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS CU
Mar 4, 2020	Intrafamily Transfer, Transfer
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020
Deed Sale	Sep 30, 2020
Prior Sale	Jun 1, 2007 · Amount on Record
Deed Document Number	202033386
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	2020033386
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192

Mortgage

Document Number	2022026636
Date	Aug 15, 2022
Instrument	2022-026636

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 30, 2020
Property Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192
Document Number	2020033386
Instrument Date	Sep 22, 2020
Instrument	2020-033386
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192

Mortgage

Document Number	2020033387
Date	Sep 30, 2020
Instrument	2020-033387

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2030

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 4, 2020
Property Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192
Document Number	2020006833
Instrument Date	Feb 17, 2020
Instrument	2020-006833
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192
Transaction Type	Mortgage
Record Updated	Aug 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019017926
Date	Jun 26, 2019
Instrument	2019-017926

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	440 WEST ST, SCHOOLCRAFT, MI 49087-9192
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003017
Date	Jan 30, 2018
Instrument	2018-003017

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,000 (+18.53%)	$348,000 (+18.53%)
2025	$4,266.00 (+33.81%) Homeowner's exemption	$146,800 (+21.72%)	$293,600 (+21.72%)
2023		$120,600	$241,200
2019	$3,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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