451 State St, Marion, NC 28752 Property Records

McDowell County property record for 451 State St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1962
Lot Size	0.203 acres (8,820 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2023)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1701-08-97-0959`

Property Details

APN / Parcel Number

Primary APN	`1701-08-97-0959`
Alternative APNs	`72190` `82231`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,176 sqft Heated Area
Gross Area	2,916 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,820 sqft (0.203 acres)
Lot Dimensions	140 ft deep x 63 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	82231
Street Address	451 STATE ST
City	MARION
State	NC
Zip	28752-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 LT
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2010
Census Tract	970400

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 EULA PARKER RD, OLD FORT, NC 28762-0800
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · USDA Mortgage EVERETT FINANCIAL INC
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MTG
Nov 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Document Number	20231886
Deed Book / Page	1433 / 298
Last Transfer Date	May 30, 2024
Transfer Doc	0014730344
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 26, 2023
Property Address	451 STATE ST, MARION, NC 28752-4028
Document Number	0014330298
Book / Page	1433 / 298
Instrument Date	Apr 20, 2023
Instrument	2023001886
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 LONG SHOALS RD # RD15, RD15, ARDEN, NC 28704-7739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 STATE ST, MARION, NC 28752-4028

Mortgage

Document Number	2023001887
Date	Apr 26, 2023
Instrument	2023001887

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	451 STATE ST, MARION, NC 28752-4028
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 STATE ST MARION NC 287524028, MARION, NC 28752-4028

Mortgage

Document Number	13090917
Date	May 26, 2020
Book Page	001309/000917
Instrument	2423

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 27, 2019
Property Address	451 STATE ST, MARION, NC 28752-4028
Document Number	0012940226
Book / Page	001294 / 000226
Instrument Date	Nov 27, 2019
Instrument	5908
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 HONEYCUTT LN NEBO NC 287616790, NEBO, NC 28761-6790

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00	$219,560 (-) Land $25,000 Building $194,560
2023	$1,312.00	$219,560 Land $25,000 Building $194,560	$219,560 Land $25,000 Building $194,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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